Ment Funding is a forex prop firm that has been funding traders since 2021. It operates as an affiliate of Prop Account, LLC, which administers all funding assessments and holds the trader agreements once a trader qualifies for a funded account. The company was founded by Anton Calmes, who remains active in the community via Discord and YouTube. Ment Funding grew out of mentfx.com, a trading education platform, and positions itself as a 1-step evaluation firm focused on forex, indices, and metals.
The model is evaluation-based: you pay a one-time fee, complete a 1-step evaluation, and move directly to a live funded account upon passing. There are no simulated demo funded accounts. Once you pass, the capital is live. Ment Funding states that every trader who has requested a payout since the firm’s inception has been paid.
Account Types & Pricing
1-Step Evaluation
Ment Funding offers a single product line, the 1-Step Evaluation, across 7 account sizes. Each account requires a one-time fee. There are no recurring monthly subscription charges. The fee is non-refundable: since the evaluation is delivered as a service instantly upon purchase, all transactions are final.
Two optional upgrades are available at checkout and increase the base fee:
- Hold over the weekend: adds 10% to the base fee
- 90% profit split: adds 20% to the base fee
These can be selected individually or combined. Without any upgrade, the standard profit split is 75% and positions must be closed by 3:45 PM EST on Fridays.
The retail fees per account size are:
| Account Size | One-Time Fee |
|---|---|
| $25,000 | $250 |
| $50,000 | $450 |
| $100,000 | $750 |
| $200,000 | $1,500 |
| $400,000 | $3,000 |
| $1,000,000 | $8,600 |
| $2,000,000 | $17,200 |
Challenge Structure
Phase Overview
Ment Funding uses a 1-step evaluation. There is a single phase to complete: reach a 10% profit target while staying within the drawdown and daily loss limits. There is no second phase or intermediate verification stage. Once you pass, you receive a live funded account: not a simulated one. The capital is real, backed by the firm.
Profit Target
The profit target is 10% of the starting balance across all account sizes. It applies uniformly at every tier. The $2,000,000 account carries an additional daily profit cap of 2.5% per day: any gains above that level on a given day don’t count toward the profit target.
Drawdown Rules (Challenge)
Drawdown Values
The drawdown values are uniform in percentage terms across all account sizes. The dollar amounts scale proportionally with account size.
| Account Size | Max Loss (6% of initial balance) | Max Daily Loss (5% of prev. day EOD balance) |
|---|---|---|
| $25,000 | $1,500 | $1,250 |
| $50,000 | $3,000 | $2,500 |
| $100,000 | $6,000 | $5,000 |
| $200,000 | $12,000 | $10,000 |
| $400,000 | $24,000 | $20,000 |
| $1,000,000 | $60,000 | $50,000 |
| $2,000,000 | $120,000 | $100,000 |
The Max Loss is calculated from the initial starting balance only. The Max Daily Loss is calculated from the previous day’s closing balance.
Daily Loss Limit
The Max Daily Loss is 5% of the previous day’s end-of-day balance, which resets and recalculates at 5 PM EST each day. It’s calculated on balance only: not on equity. If you’re carrying open positions in profit during the day, those unrealized gains don’t affect your daily loss level until the trades are closed. Once you close a profitable trade before 5 PM EST, the next day’s daily loss limit compounds upward from the new closing balance.
For example: on a $100,000 account, if your balance is $100,000 at the 5 PM EST reset, your daily breach level is $95,000. If your equity rises to $106,000 intraday but your balance hasn’t changed yet, the breach level stays at $95,000. Once you close that trade and book the profit before the reset, the next day’s breach level recalculates from the new $106,000 balance.
Drawdown Calculation Method
The Max Loss uses a static method: it’s fixed at 6% of the initial starting balance and never moves up or down based on account growth. No matter how much your balance increases during the evaluation, the breach level stays anchored to day-one figures.
The Max Daily Loss uses an EOD trailing method: it recalculates each day at 5 PM EST based on the previous day’s closing balance, so it compounds upward as your account grows. It does not update intraday.
Drawdown Lock
The Max Loss does not trail and has no dynamic lock mechanism during the evaluation phase: it is static from the start. The only change to the Max Loss occurs after the first withdrawal on the funded account (see Funded Account Rules).
Funded Account Rules
Ment Funding’s rule set is identical across the evaluation and funded stages. The only difference is that the funded account has no profit target: you trade to generate gains and withdraw your split. All drawdown rules, the daily loss limit, leverage, and restrictions carry over without change.
Drawdown Rules (Funded)
Drawdown Values
The drawdown values at the funded stage are the same percentages as the evaluation: 6% Max Loss (static, from initial balance) and 5% Max Daily Loss (EOD trailing from previous day’s closing balance). Dollar amounts match the table shown in Challenge Structure above.
Daily Loss Limit
The daily loss limit at the funded stage works identically to the evaluation: 5% of the previous day’s EOD balance, reset at 5 PM EST, based on balance only. Withdrawing profit from the funded account does not affect the daily loss limit calculation.
Drawdown Calculation Method
The Max Loss remains static at the funded stage, calculated from the original starting balance. The Max Daily Loss remains EOD trailing, recalculating each day from the previous night’s closing balance.
Drawdown Lock
There is one significant behavior change that applies specifically at the funded stage: after you make your first withdrawal, the Max Loss permanently locks in at the original starting balance. This means your buffer from the static drawdown shrinks once you withdraw.
Here’s how that works in practice: on a $200,000 account, the breach level starts at $188,000 (6% below the $200,000 starting balance). If you grow the account to $215,000 and withdraw $10,000, the Max Loss locks at $200,000 (your new breach level), while your account balance sits at $205,000, leaving you a $5,000 buffer. If you withdrew $15,000 instead, your balance would drop to $200,000 which equals the breach level, triggering an immediate loss of the account. This rule is designed to encourage compounding before withdrawing.
If you have gains in the account at the time of a hard breach, you still receive your profit split on those gains: they’re not forfeited.
Consistency Rule (Funded)
There is no profit target on the funded account. Instead, the only requirement to qualify for a payout is meeting the consistency requirement.
The consistency calculation is: (best trading day PnL ÷ total PnL) × 100. You must keep this ratio at or below 33% to be eligible for a payout. In practice, this means no single trading day can account for more than a third of your total profits. You can’t breach the account by failing the consistency requirement: the rule gates payout eligibility only, not account status.
The $2,000,000 account has a different consistency threshold: no single trade can account for more than 35% of your total account balance. It also carries a 2.5% daily profit cap that applies to both the evaluation and funded stages.
Lot Size Limits (Funded)
Ment Funding states that permitted leverage and lot size limits are shown in the trader dashboard upon purchase. Specific per-account-size lot size limits are not published on the website.
Leverage
Leverage is consistent across all account sizes and applies to both the evaluation and funded stages:
| Asset Class | Maximum Leverage |
|---|---|
| Forex pairs | 1:20 |
| Indices | 1:10 |
| Metals | 1:20 |
Profit Split
The standard profit split is 75% to the trader. Upgrading to 90% is available at checkout for a 20% increase on the base evaluation fee. The split applies to all gains on the funded account. When a withdrawal is processed, the firm simultaneously withdraws its share of the gains.
Payout Rules
First Payout Requirements
The first withdrawal can be requested at any time: there’s no minimum trading day requirement and no minimum profit threshold tied to the withdrawal amount. The only condition is that the consistency requirement must be met: your best trading day PnL must represent no more than 33% of total PnL (35% for the $2,000,000 account).
Subsequent Payout Requirements
After the first payout, withdrawals can be requested every 30 days. The same consistency requirement applies to each subsequent payout.
Payout Frequency
Once every 30 days after the first withdrawal.
Payout Buffer
There is no separate payout buffer requirement. The relevant consideration is the Max Loss lock: after your first withdrawal, the breach level locks at the starting balance, so you need to ensure your account balance remains above that level after the withdrawal is processed.
Daily Progression Rule
No daily progression rule applies.
Payout Caps & Limits
There are no minimum or maximum payout caps. Traders can withdraw any amount once the consistency requirement is met.
Scaling Plan
Ment Funding offers account doubling under the following conditions. Tracking begins only after the first withdrawal has been made:
- Within any 6-month period, at least 3 months must show a gain of more than 2% (months don’t need to be consecutive).
- Total profits (combining current account profit and all prior payouts) must reach at least 10% of the starting balance.
Once both conditions are met, the firm pays out the trader’s profit split on all remaining gains, closes the account, and issues a brand new live account at double the previous size. The new account starts fresh with a 6% Max Loss calculated from its new starting balance.
The maximum account size through scaling is $1,000,000. The $2,000,000 account is not available for scaling and can only be purchased directly. Scaling operates independently across the forex and futures programs, so you can scale both to their respective $5,000,000 caps simultaneously.
Live Account Pathway
Ment Funding’s funded account is already a live account from the moment you pass the evaluation. There is no additional pathway or separate live tier to reach. The firm backs you with real capital directly after KYC completion. You can continue scaling that live account up to $5,000,000 in total allocation under the scaling plan described above.
Trading Rules & Restrictions
Permitted Instruments
Ment Funding’s forex/CFD program covers three asset classes: forex pairs, indices, and metals (including gold and silver). The commissions page at mentfunding.com/commissions-and-products/ lists the full set of tradable instruments and their contract specifications.
Commissions differ by asset class. Forex carries a $7 roundtrip commission. Indices and commodities carry no commission. The firm uses raw account spreads with no additional markup.
Trading Hours & Overnight Policy
Trading hours are set by the broker and may vary around holidays. Positions cannot be held over the weekend by default: all open trades are automatically closed at 3:45 PM EST on Fridays. This auto-close is a soft breach. It doesn’t end your evaluation or funded account, but any positions left open are force-closed at that time.
If you purchase the weekend holding upgrade (10% price increase at checkout), this restriction is lifted and you can carry positions through to Monday’s market open.
News Trading Policy
Ment Funding restricts opening new positions during a 6-minute window around red-folder Forex Factory events: 3 minutes before and 3 minutes after the scheduled release. You can still manage existing positions during that window: closing trades, adjusting stop-losses, and moving trailing stops are all permitted. Only opening new positions is prohibited.
This policy applies to both the evaluation and funded stages.
Expert Advisors & Copy Trading
EAs, copy traders, scripts, and indicators are all permitted on both the evaluation and funded accounts. Ment Funding places no restrictions on automated trading strategies, with the exception of those that fall under the prohibited practices rules below.
High-frequency trading isn’t explicitly addressed as a separate prohibited category. The prohibition is on strategies designed to exploit pricing errors or latency rather than on trade frequency itself.
Prohibited Practices
Ment Funding explicitly prohibits the following across all stages of the program (evaluation, assessment, and funded):
- Exploiting errors or latency in the pricing or platform provided by the broker
- Using non-public or insider information
- Front-running trades placed elsewhere
- Trading in any way that jeopardizes the firm’s relationship with the broker or could result in cancelled trades
- Trading in any way that creates regulatory issues for the broker
- Using any third-party, off-the-shelf strategy or one marketed specifically to pass challenge accounts
- Using a different strategy in a funded account than the one used to pass the evaluation
- Martingale or average-down strategies
- Attempting to arbitrage an account against another account held with Ment Funding or any third-party firm
- “All-inning”: committing all or a substantial portion of capital to a single trade, or excessive one-directional position sizing across a series of trades
- Consistently trading around binary events such as news releases in a gambling manner
Detection of prohibited trading results in termination from the program, which may include forfeiture of fees paid.
Additional Rules
Inactivity Rule
If no trade is opened or closed on an account for a continuous period of 30 days, the account is considered inactive and breached. This applies to both evaluation and funded accounts.
Maximum Allocation Limits
You can hold a maximum of $2,000,000 in total combined allocation across active forex/CFD evaluations and funded accounts. Only one active evaluation per account size tier is permitted at a time. You can’t run two simultaneous $100,000 evaluations, for example. However, you can run evaluations at different sizes simultaneously (e.g., a $50,000 and a $100,000 at the same time).
Multiple Accounts Policy
You can pass an evaluation and then purchase and start another at the same size. You can also mix forex/CFD and futures evaluations, as long as total allocations remain within the respective limits. If you exceed the funded account limit, newly passed accounts are paused until capacity becomes available.
Account Merging
In some cases, Ment Funding will consider merging multiple funded accounts of the same size into a single larger account. Both accounts must be funded (not in evaluation) and at break-even or in profit. Merging is reviewed on a case-by-case basis and is not a guaranteed feature.
Trading Platforms
Available Platforms
Ment Funding supports three trading platforms for forex/CFD accounts: cTrader, DXtrade, and MTR. Platform credentials are provided through the back office after purchase. The firm has a dedicated YouTube playlist covering DXtrade, produced by GooeyTrade.
EAs, scripts, and copy trading tools are permitted across the program. Per-platform EA compatibility differences are not published; traders should verify EA support with their chosen platform directly.
Billing & Account Management
Fee Structure
Ment Funding charges a one-time fee per evaluation attempt. There are no monthly subscriptions and no recurring charges. The fee amount depends on account size and any optional upgrades selected at checkout. All fees are final. No refunds are issued under any circumstances, as the evaluation is delivered as a service instantly upon purchase. Charges appear on statements under the name Dashboardanalytix.com.
Resets
No reset or retry product is described on the site. The refund policy states that all transactions are final, which means a failed evaluation requires purchasing a new one at the standard one-time fee for that account size.
Payouts & Withdrawals
Payment Methods
Ment Funding offers two payout methods:
- Bank transfer via Riseworks: you provide an email address, create a Riseworks account via an invitation link, and transfer payouts directly to your bank account.
- Crypto wallet via Columis: payments processed to an existing crypto wallet.
Processing Times
Payouts are processed within 48 business hours of the request, though the firm states most are completed within 24 hours.
Tax & Eligibility Requirements
Funded traders are treated as independent contractors. You’re responsible for all taxes on your gains. The firm doesn’t withhold or manage tax obligations on your behalf.
After passing the evaluation, KYC documentation is required before the funded account is issued. Accepted documents include a government-issued photo ID (passport, ID card, or driver’s license, not expired, both sides required) and proof of address issued within the last 3 months. The funded account is typically created and issued within 24 to 48 business hours of completing the KYC and signing the trader agreement via Deel.
Traders from all countries are accepted except those on the OFAC restricted list. The minimum age to participate is 18, or the minimum legal age in your country if higher.