FXIFY is a forex prop firm that reports paying out over $40 million to more than 250,000 traders. It offers five routes to funding: one, two and three phase evaluations, a five-day Lightning assessment, and Instant Funding accounts that go live on purchase. Targets are percentage-based with no deadline on the phase programs, and the rule that ends an account is the maximum drawdown, trailing on some plans, static on others. Payouts run on 10, 14 or 30-day cycles, with the first available on demand on the phase programs. Splits reach 90%, or 100% on Two Phase Classic. Expect the plan you pick to change the rules more than the account size does, which is worth weighing against other forex prop firms.
The fee is a one-time purchase, not a subscription. Where a stage shows a refundable fee, FXIFY reimburses the purchase fee with your first payout on request. Instant Funding and Instant Funding Lite have no reset or retry — if the account breaches, the only way to continue is to buy another. Profit target, consistency rule and every loss limit must all be met before an account is funded. Summary only — the full rules apply.