FXIFY operates two distinct but related brands: FXIFY (fxify.com), a CFD and forex prop firm backed by broker FXPIG and registered in Labuan, Malaysia, and FXIFY Futures (fxifyfutures.com), a futures prop firm registered in Dublin, Ireland. Both share the FXIFY name but run separate platforms, products, and rule sets. This review covers both.


About FXIFY

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FXIFY (Forex/CFD): FXIFY Markets Ltd is licensed in Labuan, Malaysia as a money broker under License No. MB/22/0097, with its registered office at 1-13(A), First Floor, Paragon, Jalan Tun Mustapha, 87009 Labuan. FXIFY Solutions Limited is a registered company in the United Kingdom (Company No. 14451720), operating as a payment agent with a registered office at 142 Central Street, Clerkenwell, London, EC1V 8AR. The firm describes itself as backed by broker FXPIG. It offers evaluation-based and instant funding models across forex, indices, commodities, metals, and stocks. Account sizes run from $1,000 up to $400,000 across its product lines.

FXIFY Futures: FXIFY Futures Limited is registered at Suite 302, 2 Pembroke Street Upper, Dublin, Dublin 2, Ireland. It offers one-step evaluation-based accounts and a direct funded model across futures instruments available through CME Group exchanges (CME, CBOT, NYMEX, COMEX). Account sizes run from $15,000 to $150,000 across its product lines.

Both entities state on their sites that all accounts are simulated and that results may not reflect actual trading performance.


FXIFY Forex: Account Types & Pricing

FXIFY offers five challenge and funding structures for forex/CFD trading. Each has different account sizes, phase counts, drawdown types, and payout mechanics. Retail pricing is used throughout; no promotional or discounted pricing is applied.

1-Phase Challenge

The 1-phase challenge is a 1-step evaluation model. Traders pass a single phase and move directly to a simulated funded account. The challenge fee is refunded in full with the first payout. Account sizes range from $5,000 to $400,000.

Account SizeRetail FeeProfit TargetDaily Loss LimitMax Trailing Drawdown
$5,000$59$500 (10%)3%6%
$10,000$89$1,000 (10%)3%6%
$15,000$119$1,500 (10%)3%6%
$25,000$199$2,500 (10%)3%6%
$50,000$379$5,000 (10%)3%6%
$100,000$549$10,000 (10%)3%6%
$200,000$1,049$20,000 (10%)3%6%
$400,000$2,950$40,000 (10%)3%6%

All 1-phase accounts share these conditions: minimum 5 trading days, unlimited maximum trading days, up to 90% performance split, up to 50:1 leverage, EAs allowed (with pre-approval), hold over weekend permitted, news trading permitted, platforms MT5 / DXTrade / TradingView, refundable fee 100%.

2-Phase Challenge: Classic Static

The 2-phase Classic Static is a 2-step evaluation. It uses a static drawdown (not trailing). No consistency rule applies during the evaluation phases; a 25% consistency rule applies in the funded stage. Account sizes run from $5,000 to $100,000.

Account SizeRetail FeePh1 Profit TargetDaily Loss LimitMax Static Drawdown
$5,000$59$250 (5%)4%10%
$10,000$89$500 (5%)4%10%
$15,000$119$750 (5%)4%10%
$25,000$199$1,250 (5%)4%10%
$50,000$379$2,500 (5%)4%10%
$100,000$549$5,000 (5%)4%10%

All 2-phase Classic Static accounts share these conditions: minimum 4 trading days, unlimited maximum, up to 100% performance split, up to 30:1 leverage, EAs allowed (with pre-approval), hold over weekend permitted, news trading permitted, drawdown lock upon payout: No, payout on demand: No, payout frequency: 14 or 30 days, platforms MT5 / DXTrade / TradingView. Phase 2 profit target is 10% of initial balance. The fee is refundable 100% with first payout.

2-Phase Challenge: Standard Trailing

The 2-phase Standard Trailing is a 2-step evaluation using a trailing drawdown. The drawdown trails the closed trading balance until 10% profit is achieved, at which point it locks at the starting balance. It also locks at starting balance when a payout is processed. No consistency rule applies during evaluation; a consistency rule applies in the funded stage. Account sizes run from $5,000 to $400,000.

Account SizeRetail FeePh1 Profit TargetDaily Loss LimitMax Trailing Drawdown
$5,000$59$500 (10%)4%10%
$10,000$89$1,000 (10%)4%10%
$15,000$119$1,500 (10%)4%10%
$25,000$199$2,500 (10%)4%10%
$50,000$379$5,000 (10%)4%10%
$100,000$549$10,000 (10%)4%10%
$200,000$1,049$20,000 (10%)4%10%
$400,000$2,950$40,000 (10%)4%10%

All 2-phase Standard Trailing accounts share these conditions: minimum 5 trading days, unlimited maximum, up to 90% performance split, up to 50:1 leverage, EAs allowed (with pre-approval), hold over weekend permitted, news trading permitted, drawdown lock upon payout: Yes, payout on demand: Yes, payout frequency: 14 or 30 days, platforms MT5 / DXTrade / TradingView. The fee is refundable 100% with first payout.

2-Phase Challenge: Pro Static

The 2-phase Pro Static is a 2-step evaluation with a static drawdown model. It uses a lower profit target (4% in Phase 1, 8% in Phase 2), a $4,000 daily profit cap, a 10-day payout frequency, and an 80% performance split with no add-ons available. Copy trading is not permitted on this plan. Account sizes run from $10,000 to $250,000.

Account SizeRetail FeePh1 Profit TargetDaily Loss LimitMax Loss Limit
$10,000$129$400 (4%)4%8%
$25,000$225$1,000 (4%)4%8%
$50,000$375$2,000 (4%)4%8%
$100,000$599$4,000 (4%)4%8%
$150,000$849$6,000 (4%)4%8%
$200,000$1,099$8,000 (4%)4%8%
$250,000$1,350$10,000 (4%)4%8%

All 2-phase Pro Static accounts share these conditions: minimum 3 trading days, unlimited maximum, 80% performance split, up to 30:1 leverage, max gains per day $4,000, EAs allowed (with pre-approval), hold over weekend permitted, news trading permitted, drawdown lock upon payment: No, payout on demand: No, payout frequency: 10 days, platforms MT5 / DXTrade / TradingView. The fee is not refundable.

3-Phase Challenge

The 3-phase challenge is a 3-step evaluation using a static drawdown. Traders must pass three phases before reaching the funded stage. Account sizes run from $5,000 to $400,000.

Account SizeRetail FeePh1 Profit TargetDaily Loss LimitMax Drawdown
$5,000$39$250 (5%)5%5%
$10,000$59$500 (5%)5%5%
$15,000$79$750 (5%)5%5%
$25,000$149$1,250 (5%)5%5%
$50,000$249$2,500 (5%)5%5%
$100,000$399$5,000 (5%)5%5%
$200,000$799$10,000 (5%)5%5%
$400,000$1,599$20,000 (5%)5%5%

All 3-phase accounts share: minimum 5 trading days per phase, unlimited maximum, up to 90% performance split, up to 50:1 leverage, EAs allowed (with pre-approval), hold over weekend permitted, news trading permitted, 100% refundable fee, platforms MT5 / DXTrade / TradingView.

Instant Funding: Standard (Trailing)

The Instant Funding Standard is a 0-step product. There is no evaluation phase; traders receive immediate funded access and can start trading right away. There is no profit target. The fee is not refundable. Positions must be closed before 3:45 PM EST on Fridays; weekend holding is not permitted. News trading is not permitted. EAs and copy trading are not allowed. Account sizes run from $1,000 to $100,000.

Account SizeRetail FeeDaily Loss LimitMax Trailing Drawdown
$1,000$698%8%
$2,500$1198%8%
$5,000$2298%8%
$10,000$4498%8%
$25,000$8998%8%
$50,000$1,7498%8%
$75,000$2,4998%8%
$100,000$4,2498%8%

All Instant Funding Standard accounts share: no min/max trading days, up to 90% performance split, up to 50:1 leverage, EAs not allowed, hold over weekend: No, news trading: No, no refund, platforms MT5 / DXTrade / TradingView.

Instant Funding: Lite (Static)

The Instant Funding Lite is also a 0-step product with immediate funded access and no evaluation. It differs from the Standard in that it uses a lower 4% trailing drawdown, a lower 3% daily loss limit, a 20% consistency rule, a minimum of 5 trading days before a payout can be requested, and a $50 minimum withdrawal. The fee is not refundable. Account sizes run from $2,500 to $50,000.

Account SizeRetail FeeDaily Loss LimitMax Trailing DrawdownConsistency
$2,500$193%4%20%
$5,000$393%4%20%
$10,000$793%4%20%
$25,000$1493%4%20%
$50,000$2493%4%20%

All Instant Funding Lite accounts share: minimum 5 trading days, payout frequency 10 days, up to 90% performance split, up to 50:1 leverage, EAs not allowed, hold over weekend: No, news trading: No, minimum withdrawal $50, no refund, platforms MT5 / DXTrade / TradingView.

Lightning Challenge

The Lightning Challenge is a 1-step evaluation with a compressed 5 trading-day window (7 calendar days from first trade). A stop-loss is mandatory on every trade. The profit target is 5% across all account sizes. EAs are not permitted. The platform is MT5 only. Account sizes run from $10,000 to $100,000.

Account SizeRetail FeeProfit TargetDaily Loss LimitMax Trailing Drawdown
$10,000$59$500 (5%)3%4%
$25,000$149$1,250 (5%)3%4%
$50,000$249$2,500 (5%)3%4%
$100,000$399$5,000 (5%)3%4%

All Lightning accounts share: minimum 3 trading days, maximum 5 trading days, 30% consistency rule (challenge and funded), mandatory stop-loss on every trade, up to 90% performance split, up to 30:1 leverage, EAs not allowed, hold over weekend: Yes, news trading: No, 100% refundable fee, platform MT5 only.


Challenge Structure [FXIFY Forex]

Phase Overview

FXIFY’s forex programs span four distinct structures. The 1-phase, 2-phase, and 3-phase programs are evaluation-based: traders must pass the required number of phases before accessing a simulated funded account. The Instant Funding programs (Standard and Lite) skip evaluation entirely and provide immediate funded access. The Lightning Challenge is a compressed 1-step evaluation with a strict 7 calendar-day window.

All funded accounts across every program are simulated, not real capital.

Profit Target

Each program sets its profit target as a percentage of the initial account balance, applied consistently across all account sizes within that program.

The 1-phase challenge requires a 10% profit target in the single evaluation phase. The 2-phase Classic Static requires 5% in Phase 1 and 10% in Phase 2. The 2-phase Standard Trailing requires 10% in Phase 1; the Phase 2 percentage is not published on the program page. The 2-phase Pro Static requires 4% in Phase 1 and 8% in Phase 2. The 3-phase challenge requires 5% in Phase 1; Phase 2 and Phase 3 targets are not published on the program page. The Lightning Challenge requires 5% in its single assessment phase. Instant Funding programs have no profit target.

Phase 1 Rules

The rules below apply to Phase 1 for each evaluation program. Rules apply uniformly across all account sizes within each program.

ProgramProfit TargetDaily Loss LimitMax DrawdownDrawdown TypeMin Trading DaysTime LimitConsistency Rule
1-Phase10%3%6%Trailing5NoneNone
2-Phase Classic Static5%4%10%Static4NoneNone
2-Phase Standard Trailing10%4%10%Trailing5NoneNone
2-Phase Pro Static4%4%8%Static3NoneNone
3-Phase5%5%5%Static5NoneNone
Lightning5%3%4%Trailing35 trading days (7 calendar days)30%

Phase 2 Rules

The 2-phase Classic Static Phase 2 profit target is 10% of initial balance; all other rules (drawdown, daily loss, min trading days) are identical to Phase 1. The 2-phase Standard Trailing Phase 2 applies the same drawdown rules as Phase 1; the Phase 2 profit target is not published on the program page. The 2-phase Pro Static Phase 2 profit target is 8%; all other rules match Phase 1. The 3-phase challenge Phase 2 and Phase 3 profit targets are not published on the program page.

Drawdown Rules (Challenge)

Drawdown Values

The maximum drawdown level per account size is expressed as a percentage of the initial balance. Dollar values scale proportionally with account size.

  • 1-phase: 6% of initial balance
  • 2-phase Classic Static: 10% of initial balance
  • 2-phase Standard Trailing: 10% of initial balance
  • 2-phase Pro Static: 8% of initial balance
  • 3-phase: 5% of initial balance
  • Lightning: 4% of initial balance

The daily loss limit is a separate, additional constraint in each case.

Daily Loss Limit

The daily loss limit is calculated based on the balance recorded at the end of the previous day (5 PM EST). If equity falls below this level at any point during the session, it is a breach.

  • 1-phase: 3% of previous day’s closing balance
  • 2-phase Classic Static: 4%
  • 2-phase Standard Trailing: 4%
  • 2-phase Pro Static: 4%
  • 3-phase: 5%
  • Lightning: 3%

Drawdown Calculation Method

The drawdown calculation method differs by program:

  • 1-phase: EOD trailing. The 6% max trailing drawdown trails your closed trading balance until you reach 6% profits. Once 6% profit from the initial balance is achieved, the drawdown stops trailing and locks at the starting balance. It also locks at starting balance if a payout is processed.
  • 2-phase Classic Static: Static. The 10% max drawdown is fixed at account creation based on the initial balance and never moves throughout the lifetime of the account.
  • 2-phase Standard Trailing: EOD trailing. The 10% max trailing drawdown trails your closed trading balance until you reach 10% profits. Once 10% profit from the initial balance is achieved, the drawdown stops trailing and locks at the starting balance. It also locks at starting balance if a payout is processed.
  • 2-phase Pro Static: Static. The 8% max loss limit is fixed at account creation and does not change.
  • 3-phase: Static. The 5% max drawdown is fixed at account creation.
  • Lightning: EOD trailing. The 4% max trailing drawdown trails the closed trading balance until 4% profit is achieved, at which point it locks at the starting balance. It also locks at starting balance upon payout.

Drawdown Lock

  • 1-phase: The trailing drawdown locks at the starting balance once 6% profit is achieved from the initial balance, or when a payout is processed.
  • 2-phase Classic Static: No trailing drawdown lock applies; the drawdown is static from the start.
  • 2-phase Standard Trailing: The trailing drawdown locks at the starting balance once 10% profit is achieved from the initial balance, or when a payout is processed.
  • 2-phase Pro Static: No trailing drawdown lock applies; the drawdown is static.
  • 3-phase: No trailing drawdown lock applies; the drawdown is static.
  • Lightning: The trailing drawdown locks at the starting balance once 4% profit is achieved from the initial balance, or when a payout is processed.

Funded Account Rules [FXIFY Forex]

Drawdown Values

The drawdown rules at the funded stage match the rules carried through from the challenge for each respective program. Drawdown type and percentage do not change between the evaluation and funded stages.

  • 1-phase funded: 6% trailing (EOD trailing, locks at starting balance upon payout)
  • 2-phase Classic Static funded: 10% static
  • 2-phase Standard Trailing funded: 10% trailing (EOD trailing, locks at starting balance upon payout)
  • 2-phase Pro Static funded: 8% static
  • 3-phase funded: 5% static
  • Instant Funding Standard funded: 8% trailing (EOD trailing, locks at starting balance upon payout)
  • Instant Funding Lite funded: 4% trailing (EOD trailing, locks at starting balance upon payout)
  • Lightning funded: 4% trailing (EOD trailing, locks at starting balance upon payout)

When a payout is processed on trailing drawdown accounts (1-phase, 2-phase Standard Trailing, Lightning, Instant Funding Standard, Instant Funding Lite), the max drawdown locks at the starting balance. Withdrawing all profits would put the account at risk of breaching the max drawdown threshold immediately.

Daily Loss Limit

The daily loss limit at the funded stage matches the challenge stage for each program:

  • 1-phase funded: 3%
  • 2-phase Classic Static funded: 4%
  • 2-phase Standard Trailing funded: 4%
  • 2-phase Pro Static funded: 4%
  • 3-phase funded: 5%
  • Instant Funding Standard funded: 8%
  • Instant Funding Lite funded: 3%
  • Lightning funded: 3%

Drawdown Calculation Method

Identical to the challenge stage for each program as described above. The method does not change upon transitioning to the funded stage.

Drawdown Lock

The drawdown lock behavior at the funded stage is identical to that described for the challenge stage. For all trailing drawdown programs, the drawdown locks at the starting balance after a payout is processed.

Consistency Rule (Funded)

Consistency rules differ by program and stage. They are separate from challenge-phase consistency rules.

  • 1-phase funded: No consistency rule applies.
  • 2-phase Classic Static funded: A 25% consistency rule applies. No single trading day’s profit can exceed 25% of total profits.
  • 2-phase Standard Trailing funded: A consistency rule applies in the funded stage. The specific percentage is not published on the program page.
  • 2-phase Pro Static funded: No consistency rule applies.
  • 3-phase funded: No consistency rule applies.
  • Instant Funding Standard funded: No consistency rule applies.
  • Instant Funding Lite funded: A 20% consistency rule applies. No single trading day’s profit can exceed 20% of total profits.
  • Lightning funded: A 30% consistency rule applies to both the challenge and funded stages. No single trading day’s profit can exceed 30% of total profits.

Lot Size Limits (Funded)

Leverage

Standard leverage across all 1-phase, 2-phase Standard Trailing, 2-phase Classic Static, 3-phase, and Instant Funding accounts is up to 30:1. An upgrade to 50:1 is available as an add-on at checkout for the 1-phase, 2-phase Standard Trailing, and Instant Funding programs. The 2-phase Pro Static and Lightning Challenge offer up to 30:1 leverage with no upgrade option available.

Per-asset-class leverage for the 2-phase Pro Static (which follows the same structure as standard 2-phase accounts): forex and gold 1:30, indices 1:10, oil 1:5, stocks 1:2. Exotic pairs (EURMXN, EURTRY, USDCNH, USDCZK, USDDKK, USDHKD, USDHUF, USDILS, USDMXN, USDNOK, USDPLN, USDSEK, USDSGD, USDTRY, USDZAR) have a fixed leverage of 1:6. The same per-asset-class structure applies to standard 2-phase accounts and is likely consistent across programs, but is documented specifically for the Pro Static plan.

Profit Split

ProgramDefault Profit SplitMaximum Split (with add-on)
1-Phase75%90%
2-Phase Classic Staticup to 100%up to 100%
2-Phase Standard Trailing75%90%
2-Phase Pro Static80%80% (no add-ons available)
3-Phase75%90%
Instant Funding Standardup to 90%up to 90%
Instant Funding Liteup to 90%up to 90%
Lightning80%90%

Payout Rules

First Payout Requirements

For the 1-phase, 2-phase Standard Trailing, and 3-phase programs, the first payout can be requested on demand, as soon as the first profitable trade is closed on the funded account, with a minimum of $50. The challenge fee is refunded alongside the first payout.

For the 2-phase Classic Static program, the first payout is not available on demand. Payout frequency is 14 or 30 days.

For the 2-phase Pro Static program, the first payout requires a minimum of 10 trading days and that the profit target criteria have been met (4% Phase 1 and 8% Phase 2). No payout on demand.

For Instant Funding Standard, the first payout can be requested 14 days after the first trade is placed. No profit target is required.

For Instant Funding Lite, the first payout requires a minimum of 5 trading days and a minimum withdrawal of $50.

For the Lightning Challenge funded stage, the first payout can be requested after 7 days.

Subsequent Payout Requirements

For the 1-phase, 2-phase Standard Trailing, and 3-phase programs: subsequent payouts are once per month by default, or every 14 days if the bi-weekly payout add-on was purchased at checkout.

For the Instant Funding Standard: subsequent payouts are bi-weekly (every 14 days).

For the Instant Funding Lite: payouts are every 10 days.

For the Lightning funded stage: payouts are every 14 days after the first.

For the 2-phase Pro Static: payout frequency is every 10 days.

For the 2-phase Classic Static: payout frequency is 14 or 30 days.

Payout Frequency

ProgramFirst PayoutSubsequent Payouts
1-PhaseOn demand (after first profitable trade, min. 5 trading days)Monthly (bi-weekly with add-on)
2-Phase Classic StaticNot on demand; 14 or 30 days14 or 30 days
2-Phase Standard TrailingOn demand (after first profitable trade)Monthly (bi-weekly with add-on)
2-Phase Pro StaticAfter 10 trading daysEvery 10 days
3-PhaseOn demand (after first profitable trade)Monthly (bi-weekly with add-on)
Instant Funding Standard14 days after first tradeBi-weekly (every 14 days)
Instant Funding LiteAfter 5 trading daysEvery 10 days
LightningAfter 7 daysEvery 14 days

Payout Buffer

No payout buffer requirement applies to the 1-phase, 2-phase Standard Trailing, 3-phase, or Lightning programs. For the 2-phase Pro Static, the first two payouts are capped at 5% of the initial balance or $8,000, whichever is lower.

Daily Progression Rule

No daily progression rule applies to any FXIFY forex program.

Payout Caps & Limits

For the 2-phase Pro Static program, the first two payouts are capped at a maximum of 5% of the initial balance or $8,000, whichever is lower. After the first two payouts, no cap applies. For all other programs, no payout cap per request applies.

The minimum payout is $50 for 1-phase, 2-phase Standard Trailing, and 3-phase programs. For the 2-phase Pro Static, the minimum withdrawal is $100 above threshold. For Instant Funding Lite, the minimum withdrawal is $50.

Scaling Plan

For the 1-phase, 2-phase Standard Trailing, 2-phase Classic Static, and 3-phase programs, FXIFY references a scaling pathway up to $4,000,000 in funded capital. Specific tier thresholds and conditions are not published on the site. The Instant Funding Standard, Instant Funding Lite, and Lightning Challenge have no scaling plan.

Live Account Pathway

FXIFY does not describe a live account (real capital) pathway for its forex/CFD programs. All funded accounts remain simulated.


FXIFY Futures: Account Types & Pricing

FXIFY Futures offers three programs: the Standard Plan (one-step evaluation), the Expert Plan (one-step evaluation), and the Direct to Sim Live plan (no evaluation). All accounts are simulated. The Standard and Expert plans use monthly subscription fees; the Direct to Sim Live plan is a one-time payment.

Standard Plan

The Standard Plan is a one-step evaluation-based program. The monthly subscription fee rebills automatically until the evaluation is passed. Account sizes are $50,000, $100,000, and $150,000.

Account SizeMonthly FeeProfit TargetDaily LossMax Loss (MLL)Max PositionActivation FeeReset Fee
$50,000$89$3,000 (6%)$1,000 (2%)$2,000 (4%)3 mini / 30 micro$125$79
$100,000$149$6,000 (6%)$2,000 (2%)$4,000 (4%)7 mini / 70 micro$125$125
$150,000$225$9,000 (6%)$3,000 (2%)$6,000 (4%)12 mini / 120 micro$125$199

The consistency rule is 30% and applies to both the challenge and funded stages. The minimum number of trading days is 4. There is no time limit. The maximum number of accounts is 3 active subscriptions (combined Standard and Expert). The minimum withdrawal is $100 above the buffer threshold. Payout frequency is 14 days. Profit split is 80%.

Expert Plan

The Expert Plan is also a one-step evaluation-based program. It carries no activation fee, a higher daily loss limit, a higher profit target, and a 90% profit split. The consistency rule applies only to the funded stage, not the evaluation stage. Account sizes are $50,000, $100,000, and $150,000.

Account SizeMonthly FeeProfit TargetDaily LossMax Loss (MLL)Max PositionActivation FeeReset Fee
$50,000$149$3,500 (7%)$1,500 (3%)$2,500 (5%)5 mini / 50 micro$0$125
$100,000$249$7,000 (7%)$3,000 (3%)$4,500 (4.5%)10 mini / 100 micro$0$225
$150,000$349$10,000 (6.67%)$4,500 (3%)$6,000 (4%)15 mini / 150 micro$0$299

The consistency rule is 40% and applies to the funded stage only. The minimum number of trading days is 3. There is no time limit. The maximum number of accounts is 3 active subscriptions (combined Standard and Expert). The minimum withdrawal is $100 above the buffer threshold. Payout frequency is 14 days. Profit split is 90%.

Direct to Sim Live

The Direct to Sim Live plan provides immediate access to a simulated funded account without any evaluation phase. It requires a one-time payment with no recurring monthly fees, no activation fee, and no reset option. Each trader may hold only one Direct to Sim Live account at a time.

Account SizeOne-Time FeeDaily LossMax Loss (MLL)Max PositionPayout Cap
$15,000$199$375 (2.5%)$600 (4%)1 mini / 10 micro$3,000
$30,000$399$750 (2.5%)$1,200 (4%)2 mini / 20 micro$6,000
$60,000$649$1,500 (2.5%)$2,400 (4%)3 mini / 30 micro$12,000
$80,000$799$2,000 (2.5%)$3,000 (3.75%)5 mini / 50 micro$15,000

The consistency rule is 20% and applies throughout the Sim Live stage. Payout frequency is every 14 calendar days. Minimum withdrawal is 3% of account balance. Profit split is 90%. Level 1 data is free; Level 2 data costs $39/month.


Evaluation Rules [FXIFY Futures]

This section covers the evaluation stage for the Standard and Expert plans. The Direct to Sim Live plan has no evaluation stage.

Profit Target

The profit target must be achieved while maintaining all other rules. It is expressed as both a dollar amount and a percentage of the starting balance.

Standard Plan: 6% of the starting balance across all account sizes ($3,000 on $50k, $6,000 on $100k, $9,000 on $150k).

Expert Plan: 7% for $50,000 and $100,000 accounts ($3,500 and $7,000 respectively); 6.67% for the $150,000 account ($10,000).

Drawdown Rules (Evaluation)

Trailing Drawdown Values

The maximum loss limit (MLL) is a trailing drawdown based on the highest end-of-day balance. It applies identically in both the evaluation and funded stages.

Standard Plan: 4% of the starting balance: $2,000 on the $50k account, $4,000 on $100k, $6,000 on $150k.

Expert Plan: 5% on $50k ($2,500), 4.5% on $100k ($4,500), 4% on $150k ($6,000).

Daily Loss Limit

The daily loss limit is a separate intraday constraint. Hitting the daily loss limit is a soft breach; the account becomes read-only for the remainder of that trading day, but trading resumes the following day. It does not result in account failure.

Standard Plan: 2% of the initial balance: $1,000 on the $50k account, $2,000 on $100k, $3,000 on $150k.

Expert Plan: 3% of the initial balance: $1,500 on the $50k account, $3,000 on $100k, $4,500 on $150k.

Drawdown Calculation Method

The MLL uses EOD trailing at FXIFY Futures. The drawdown level is set based on the highest end-of-day (EOD) balance reached. Intraday unrealized equity does not move the trailing level; only closing balances at end of day update it. The drawdown level only moves upward (when the EOD balance is a new high) and never decreases.

If the $50k Standard account grows to an EOD balance of $51,000, the new MLL becomes $49,000. If the balance then drops to $50,500 the following day, the MLL stays at $49,000; it does not decrease.

Drawdown Lock

The MLL stops trailing once the account balance reaches the starting balance plus the MLL dollar amount (i.e., once the drawdown level would lock at the starting balance). At that point the MLL locks permanently at the initial starting balance for the remainder of the account’s life.

The source example: on a $50,000 Standard account, if the balance reaches $52,000 (meaning the MLL would equal $50,000), the MLL locks at $50,000 permanently regardless of further profit growth.

Consistency Rule (Evaluation)

Standard Plan: A 30% consistency rule applies during the evaluation stage. No single day’s profit can exceed 30% of total profits generated. If a single day’s profit exceeds 30% of total profits, the trader must continue trading until that day’s profit falls below the 30% threshold relative to cumulative profits.

Expert Plan: No consistency rule applies during the evaluation stage. The 40% consistency rule applies only to the funded stage.

Minimum Trading Days

Standard Plan: 4 trading days minimum. A trading day is a day on which at least one trade was opened and closed.

Expert Plan: 3 trading days minimum.

Time Limit

There is no time limit to complete the evaluation on either the Standard or Expert plan. The monthly subscription continues to rebill until the evaluation is passed or the subscription is cancelled.

Position Size & Contract Limits

Position limits apply during both evaluation and funded stages. All other micro contracts follow a 1:10 ratio to mini contracts. MBT and MET contracts follow a 1:1 ratio. Silver (SIL) follows a 1:5 ratio.

AccountStandard MiniStandard MicroExpert MiniExpert Micro
$50,000330550
$100,00077010100
$150,0001212015150

Activation Fee

The activation fee is a one-time payment charged at the transition from evaluation to funded status. It is not a recurring monthly charge.

Standard Plan: $125 one-time fee, applied at all three account sizes ($50k, $100k, $150k).

Expert Plan: No activation fee.

Direct to Sim Live: No activation fee.


Funded Account Rules [FXIFY Futures]

Trailing Drawdown Values

The MLL mechanics at the funded stage are identical to those at the evaluation stage; same dollar amounts, same EOD trailing method, same lock behavior. There is no change in drawdown parameters upon transitioning to funded status.

Standard Plan funded: 4% trailing ($2,000 / $4,000 / $6,000 across $50k / $100k / $150k).

Expert Plan funded: 5% / 4.5% / 4% ($2,500 / $4,500 / $6,000 across account sizes).

Direct to Sim Live funded: 4% on $15k ($600), $30k ($1,200), and $60k ($2,400); 3.75% on $80k ($3,000).

Daily Loss Limit

The daily loss limit at the funded stage is identical to the evaluation stage and remains a soft breach (account goes read-only for the day; trading resumes the next day).

Standard Plan: 2% ($1,000 / $2,000 / $3,000). Expert Plan: 3% ($1,500 / $3,000 / $4,500). Direct to Sim Live: 2.5% ($375 / $750 / $1,500 / $2,000).

Drawdown Calculation Method

The EOD trailing method applies identically at the funded stage as at the evaluation stage for both Standard and Expert plans, and for the Direct to Sim Live plan.

Drawdown Lock

The MLL lock behavior is identical at the funded stage. The drawdown locks at the starting balance once profit causes the MLL to reach that level, and remains there permanently.

The source additionally states: after each withdrawal on Standard and Expert funded accounts, the max drawdown locks at the account’s starting balance. This means the buffer created by profits is reduced by the amount withdrawn.

Consistency Rule (Funded)

Standard Plan funded: 30% consistency rule. No single day’s profit can exceed 30% of total profits. This rule must be met before a payout can be requested.

Expert Plan funded: 40% consistency rule. No single day’s profit can exceed 40% of total profits. This rule must be met before a payout can be requested.

Direct to Sim Live funded: 20% consistency rule. No single day’s profit can exceed 20% of total profits.

Position Size & Contract Limits (Funded)

Contract limits at the funded stage are identical to the evaluation stage and do not increase as the account balance grows.

Direct to Sim Live funded: 1 mini / 10 micro ($15k), 2 mini / 20 micro ($30k), 3 mini / 30 micro ($60k), 5 mini / 50 micro ($80k).

Profit Split

Standard Plan: 80% default. A 10% profit split add-on is available at checkout, increasing the split to 90%. Add-ons must be selected at the time of purchase and cannot be added after the challenge begins.

Expert Plan: 90% default. The same 10% add-on is available, increasing the split to 100%.

Direct to Sim Live: 90% default. The same 10% add-on is available, increasing the split to 100%.

Payout Rules

First Payout Requirements

For Standard and Expert funded accounts, the first payout can be requested 14 calendar days after the first trade is placed on the funded account. The trader must have profits above the buffer zone by at least $100.

For Direct to Sim Live accounts, the first payout can be requested every 14 calendar days, provided all trading rules have been followed and the 20% consistency rule is met. The minimum withdrawal is 3% of the account balance.

Subsequent Payout Requirements

Payouts can be requested every 14 calendar days from the previous withdrawal date, provided the buffer zone and consistency requirements are met.

Payout Frequency

Every 14 calendar days for all three programs.

Payout Buffer

Standard Plan buffer zone:

  • $50,000 account: $500
  • $100,000 account: $1,000
  • $150,000 account: $1,500

Expert Plan buffer zone:

  • $50,000 account: $1,000
  • $100,000 account: $1,500
  • $150,000 account: $2,000

The buffer zone amount locks in as the new max drawdown limit (fixed at the initial balance). Profits must exceed the buffer zone by at least $100 before a payout can be requested.

Direct to Sim Live: The minimum withdrawal is 3% of account balance ($450 on $15k, $900 on $30k, $1,800 on $60k, $2,400 on $80k). There is no separate buffer zone structure.

Daily Progression Rule

A tier-based withdrawal structure applies to both Standard/Expert accounts and Direct to Sim Live accounts. The percentage of profits available for withdrawal increases with each successive payout.

Standard and Expert accounts (amount above buffer zone):

  • Payout 1: 60% of amount above buffer zone
  • Payout 2: 70%
  • Payout 3: 80%
  • Payout 4: 90%
  • Payout 5 and onwards: 100%

Direct to Sim Live accounts (percentage of total profits):

  • Payout 1: 60% of total profits
  • Payout 2: 70%
  • Payout 3: 80%
  • Payout 4: 90%
  • Payout 5 and onwards: 100%

Payout Caps & Limits

Standard Plan:

  • $50,000 account: $5,000 maximum total payouts
  • $100,000 account: $10,000 maximum total payouts
  • $150,000 account: $15,000 maximum total payouts

Expert Plan:

  • $50,000 account: total payouts capped per the tier-based Buffer Zone structure (70% payout tier)
  • $100,000 and $150,000 accounts: same Buffer Zone – 70% tier structure

Direct to Sim Live:

  • $15,000 account: $3,000 cap
  • $30,000 account: $6,000 cap
  • $60,000 account: $12,000 cap
  • $80,000 account: $15,000 cap

The minimum payout for Standard and Expert funded accounts is $100 above the buffer threshold. For Direct to Sim Live, the minimum is 3% of account balance.

Once a payout cap is reached, the account enters review by the trading team. The team determines whether the account qualifies for transition to live infrastructure. The account must be active at the time of review. If it does not qualify, it will be closed and a 30-day waiting period applies before a new evaluation account can be purchased.

Scaling Plan

Contract limits remain fixed at the funded stage for Standard and Expert accounts. For Direct to Sim Live accounts, there is no scaling plan. The payout cap triggers a review for possible transition to live infrastructure, which is the only pathway to a larger allocation.

Live Account Pathway

Once a payout cap is reached on any FXIFY Futures funded account, the account enters review. If the trading team determines the account qualifies, it may be transitioned to live trading infrastructure. Selection is at the team’s discretion and is not guaranteed. The account must be active at the time of review to be considered.

If the account does not qualify for live transition, it will be closed and a 30-day waiting period applies before repurchasing. Closure of one account does not affect other active funded accounts.


Trading Rules & Restrictions

Permitted Instruments

FXIFY Forex: FXIFY offers access to over 300 symbols spanning forex pairs, indices, commodities (metals and energies), stocks, and cryptocurrency. The same instruments are available across both challenge and funded stages.

FXIFY Futures: FXIFY Futures offers access to CME Group products across four exchanges: the Chicago Mercantile Exchange (CME), Chicago Board of Trade (CBOT), New York Mercantile Exchange (NYMEX), and Commodity Exchange Inc (COMEX). The full list of permitted products is contained in a separate PDF on the firm’s site. Equity products such as ES, MES, NQ, MNQ, RTY, M2K, YM, and MYM are among those available.

Trading Hours & Overnight Policy

FXIFY Forex: On the 1-phase, 2-phase, and 3-phase programs, traders can hold positions overnight. On Instant Funding Standard accounts, all positions must be closed before 3:45 PM EST on Fridays and cannot be held over the weekend. Liquidity generally thins and markets become more volatile during rollover around 5 PM EST, so risk management is advised during overnight holds.

FXIFY Futures: Trading hours run from 6 PM EST to 5 PM EST the following day (a 23-hour session). All trades must be closed by 4:59 PM EST each day. If positions are left open, the system will automatically close them. Markets are closed from Friday 5 PM EST until Sunday 6 PM EST. There is no overnight holding issue for individual sessions, but all positions must be closed daily by 4:59 PM EST; this applies to both evaluation and funded accounts.

News Trading Policy

FXIFY Forex, 1-phase, 2-phase, 3-phase: News trading is permitted. FXIFY advises caution around volatility and spread widening during high-impact events. Clients taking significant risks on news trades may be reviewed for improper risk management.

FXIFY Forex, Instant Funding Standard: A news blackout period applies. No trades or orders may be placed 5 minutes before or 5 minutes after a high-impact news event. Trades opened or closed during the blackout period will be invalidated and will not count toward payouts. Any trade placed before the blackout period that hits its take-profit within the 5-minute post-news window will also be voided. Any losses incurred during a blackout period remain the trader’s responsibility.

FXIFY Forex, Instant Funding Lite: News trading is not permitted, consistent with the Instant Funding structure.

FXIFY Forex, Lightning Challenge: News trading is not permitted.

FXIFY Forex, 2-phase Pro Static: News trading is permitted.

FXIFY Futures: News trading is permitted across all FXIFY Futures programs. The firm recommends caution around volatility spikes during high-impact releases and advises proper risk management.

Expert Advisors & Copy Trading

FXIFY Forex, 1-phase, 2-phase, 3-phase, 2-phase Pro Static: EAs are permitted, but require pre-approval from the support team before use. Using an EA without pre-approval may result in account suspension and loss of profits. EAs added via DXTrade are also supported with pre-approval. TradingView does not support automated trading.

FXIFY Forex, Instant Funding Standard and Lite: EAs, bots, and copy traders are not permitted. Use of such tools on Instant Funded accounts can result in account termination.

FXIFY Forex, Lightning Challenge: EAs are not permitted.

FXIFY Forex, Copy Trading: Copy trading is permitted on the 1-phase, 2-phase, and 3-phase programs, subject to the same pre-approval requirements as EAs. Copying from third-party signal providers or accounts not owned by the same trader is not allowed. On the 2-phase Pro Static, copy trading is explicitly not allowed.

FXIFY Futures: EAs are not currently permitted on FXIFY Futures trading platforms. Copy trading is permitted with prior approval. The trader must submit an HTML trading history file from the master account (minimum 3 months of history, in the client’s own name). Copying from third-party traders, signal providers, or accounts not owned by the same user is strictly prohibited.

High-frequency trading is not explicitly addressed in the FXIFY forex rules. Latency arbitrage is explicitly prohibited on FXIFY Futures.

Prohibited Practices

FXIFY Forex: When any trading parameter is breached, the account is invalidated and the initial fee is forfeited. FXIFY does not publish a detailed prohibited strategy list for its forex/CFD programs comparable to the futures rules below.

FXIFY Futures: The following practices are explicitly prohibited across all FXIFY Futures account types:

  • “All or nothing” approach: using maximum leverage on a single position or relying on loss limits as a stop-loss
  • Tick or micro scalping: taking trades with minimal movement (fewer than 10 ticks) without a clear plan, or opening and closing positions very quickly to target small profits. Normal scalping (trades lasting 1-5 minutes targeting 5-10 points) is permitted.
  • Exploiting favorable fills: attempting to profit from the absence of slippage, using tight brackets, or manipulating order fills
  • Account rolling: taking extreme leverage positions, hitting the maximum loss, then purchasing additional accounts to repeat the cycle
  • Reverse trading: simultaneously taking opposite positions on separate accounts to exploit market moves (applies at evaluation and funded stages)
  • Manipulating gaps and illiquid markets
  • Group trading: collaborating with other traders to execute identical or opposite strategies across different accounts
  • Account management: allowing someone else to trade on your behalf, or managing multiple accounts under different names. This includes “pass your challenge” services.
  • Latency arbitrage: exploiting delays between price updates across platforms
  • Exploiting bugs and glitches
  • High-leverage news trading: placing large leveraged positions around major news events without proper risk management
  • Statistical arbitrage: deploying high-risk trades based on statistical models to offset losses from multiple accounts
  • Trading within 2% of CME price limits

Violations may result in immediate account termination, profits being voided, and a ban from the platform.

Additional Rules

FXIFY Futures, Inactivity: There is no inactivity period on funded accounts. Accounts remain active as long as no trading parameters are breached.

FXIFY Futures, Maximum Accounts: Traders may hold a maximum of 5 active accounts across the evaluation and funded stages combined (Standard and Expert plans), plus 1 Direct to Sim Live account separately at any time.

FXIFY Futures, Standard Plan maximum: 3 active subscriptions (combined Standard and Expert).

FXIFY Futures, IP rules: Using different IP addresses and devices is permitted. Multiple accounts using the same IP may be flagged for clarification. Multiple accounts using the same computer ID (CID) may raise concerns regarding prohibited trading activity.

FXIFY Futures, Card usage: The account must be paid for using the trader’s own card. The billing address and name on the card must match the account details.


Trading Platforms

Available Platforms: FXIFY Forex

FXIFY supports multiple platforms depending on the program:

  • MT5 (MetaTrader 5): Available on all programs. The default platform. EA support is available on MT5 with pre-approval.
  • DXTrade: Available on all programs except Lightning. DXTrade is a proprietary-style platform. EA support via DXTrade requires pre-approval from support.
  • TradingView: Available on all programs except Lightning. Traders can place live trades via TradingView by linking it to their Tradovate connection. TradingView does not support automated trading (EAs).
  • Lightning Challenge: Available on MT5 (Platform 5) only. DXTrade and TradingView are not available for the Lightning Challenge.

Platform changes can be requested before placing any trades at each stage. Once a trade has been placed in a phase or funded stage, the platform cannot be changed.

FXIFY offers a choice between RAW and All-In pricing feeds depending on the trader’s strategy. Standard accounts have 30:1 leverage; an upgrade to 50:1 is available as an add-on.

Available Platforms: FXIFY Futures

FXIFY Futures supports three platforms:

  • Tradovate: A professional-grade third-party platform available on web, desktop, and mobile. Offers advanced charting, strategy tools, and supports trade copying between accounts (subject to copy trading approval rules).
  • TradingView (via Tradovate): Trade directly through TradingView charts by linking a Tradovate account. Requires enabling the TradingView add-on within Tradovate settings.
  • NinjaTrader: A Windows-based platform available on web, desktop, and mobile. Connects via Tradovate credentials. Traders must sign the Tradovate agreement before connecting NinjaTrader.

All three platforms use the same FXIFY Futures login credentials (provided through the dashboard). Traders log in to Tradovate first, sign the required agreement, and then access NinjaTrader or TradingView using the same credentials.

Data Feeds & Connectivity [FXIFY Futures]

FXIFY Futures provides Level 1 market data (bid/ask, last price, volume) at no cost on all plans, including both evaluation and funded stages for Standard, Expert, and Direct to Sim Live accounts.

Level 2 market data (full order book depth) is available as an optional upgrade at $39 per month (non-pro rate). It can be enabled through the account dashboard.

FXIFY Futures prohibits trading when a contract is within 2% of a CME price limit. Price limits are updated daily at 5:05 PM EST and can be checked on the CME Group website. For example, equity products (ES, MES, NQ, MNQ, RTY, M2K, YM, MYM) have an overnight price limit of 7%, meaning traders must stop trading if the market reaches a 5% gain or loss for the day.


Billing & Account Management

Fee Structure: FXIFY Forex

The 1-phase, 2-phase Classic Static, 2-phase Standard Trailing, and 3-phase programs operate as one-time challenge fees. There is no recurring monthly subscription; the fee is paid once to access the challenge. If the trader fails (hard breach), the account is invalidated and the fee is forfeited. Traders can restart by purchasing a new challenge.

The 2-phase Pro Static operates as a one-time challenge fee on the same basis.

Instant Funding Standard and Lite are also one-time fees; there is no recurring charge and no evaluation reset. If the account is lost, the trader must purchase a new account.

The Lightning Challenge is a one-time fee with no monthly billing.

No refund is issued on any FXIFY forex program except as part of the first payout (where refundable fee programs return 100% of the challenge cost alongside the first withdrawal).

Fee Structure: FXIFY Futures

The Standard and Expert plans are monthly subscriptions. The fee rebills automatically each month from the sign-up date until the evaluation is passed. Passing the evaluation ends the subscription automatically. Traders can cancel at any time through the Billing section of the dashboard.

If a trader fails their evaluation (by breaching the MLL), the subscription continues to rebill on the same date each month. After each rebill, the failed evaluation account resets to the original starting balance, allowing a new attempt. If the account is in profit or loss on the rebill date, the balance remains unchanged; no progress is lost.

If a trader wishes to restart before the rebill date, a reset can be purchased separately. The reset fee does not cancel or change the monthly rebill date. The subscription continues regardless of reset purchases.

The Direct to Sim Live plan requires a single one-time payment with no recurring charges, no activation fee, and no reset option. If the account is lost (MLL breach), the trader must purchase a new account.

Resets [FXIFY Futures]

Resets are available for Standard and Expert evaluation accounts only. A reset provides a new account with identical specifications to the current subscription, starting fresh at the original balance.

AccountStandard Reset FeeExpert Reset Fee
$50,000$79$125
$100,000$125$225
$150,000$199$299

Unlimited resets can be purchased during the subscription period. A reset does not change the monthly rebill date; the subscription fee is still charged on its normal schedule.

Resets are not available for Direct to Sim Live accounts. If a Direct to Sim Live account is lost, a new account must be purchased at full price.

Funded accounts (both Standard/Expert post-evaluation and Direct to Sim Live) cannot be reset.


Payouts & Withdrawals

Payment Methods

FXIFY Forex: All payouts are processed via RISE (riseworks.io). Once a payout is requested through the trader dashboard, FXIFY sends an invitation to register with RISE using the same email address. After RISE KYC verification is completed, funds are deposited into the RISE account. From RISE, traders can withdraw via bank transfer, cryptocurrency, or other options available on the RISE platform.

Payment for challenges can be made via Visa, Mastercard, American Express, and cryptocurrency (crypto payments may take longer due to network congestion).

FXIFY Futures: All payouts are also processed via RISE (Riseworks). The payout process follows the same structure: request via dashboard, RISE KYC verification, funds deposited to RISE account. From RISE, traders can withdraw via bank transfer or cryptocurrency. Payment for evaluations can be made via Visa, Mastercard, and American Express.

Processing Times

FXIFY Forex: Payout requests are processed within 3 business days once KYC is complete with RISE, the FXIFY account is verified, and all eligibility requirements are met. If any of these steps are incomplete, processing may take longer.

FXIFY Futures: Payouts are processed within 24–48 hours once eligibility is met.

Tax & Eligibility Requirements

FXIFY Forex: Traders must complete KYC verification with both FXIFY and RISE before any payout can be processed. The following countries are restricted from trading with FXIFY: United States, Zimbabwe, Iran, Iraq, North Korea, Somalia, Vietnam, Burundi, Central African Republic, Ivory Coast, Liberia, Libya, Sudan, Cuba, Syria, Afghanistan, Yemen, Palestine, Myanmar, Nicaragua, Congo Republic, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Papua New Guinea, South Sudan, Vanuatu, Venezuela, Algeria, Russia, Belarus, Kenya, and Ghana.

FXIFY Futures: Traders must complete two separate KYC checks: one with FXIFY Futures (via SumSub) and one with RISE. If either KYC check cannot be passed, the trader cannot be onboarded as a funded trader and no payouts can be issued. Required documents include government-issued photo ID (national ID, driver’s license, or passport) and proof of address dated within the last 3 months (utility bill, bank statement, or government-issued address document). A selfie holding the ID document is also required.

Restricted Countries

The following countries are currently prohibited from trading with FXIFY Futures: Afghanistan, Albania, Algeria, Angola, Azerbaijan, Bahamas, Barbados, Belarus, Bosnia & Herzegovina, Botswana, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Central African Republic, China, Crimea, Croatia, Cuba, Democratic Republic of Congo, Ecuador, Ethiopia, Ghana, Gibraltar, Haiti, Hong Kong, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kenya, Kosovo, Laos, Lebanon, Liberia, Libya, Malaysia, Mali, Mauritius, Macedonia, Mongolia, Montenegro, Mozambique, Myanmar (Burma), Namibia, Nicaragua, Nigeria, North Korea, Pakistan, Panama, Papua New Guinea, Philippines, Qatar, Romania, Russia, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Sri Lanka, Tanzania, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, Venezuela, Vietnam, Yemen, and Zimbabwe. This list is subject to change.

VPN, VPS, or proxy server use is not permitted during the KYC verification process.