BrightFunded is a forex prop firm that funds retail traders worldwide. The company describes itself as a modern prop firm operating through a simulated trading environment. All accounts, both evaluation and funded, trade on demo capital. Funded traders receive a share of the profits generated on their funded account in real cash.
BrightFunded’s headquarters are in Dubai, United Arab Emirates, with satellite offices in Amsterdam, Netherlands, and Warsaw, Poland (the Warsaw office is managed by BrightFunded’s official partner in Poland). The company states it is led and advised by professionals from central banks, leading brokers, and the modern prop industry, and operates with a global team of over 30 dedicated professionals.
The firm is not a broker and is not regulated as one. BrightFunded sources its data feed from third-party institutional-grade market data providers rather than a liquidity provider. The firm states on its own site that it does not consider regulation necessary for its model, given that it operates a simulated environment and does not hold client funds in a trading capacity.
BrightFunded offers evaluation-based accounts across forex, indices, commodities, and cryptocurrency. The current product lineup, branded as BrightFunded 2.0, launched on April 13, 2026, and consists of three plans: 1-Step, 2-Step Bright, and 2-Step Classic. Accounts purchased before that date operate under the original rules, which are documented separately by BrightFunded under “Original Accounts.”
The firm publishes the following performance figures on its homepage: $13 million+ in total payouts to traders and 27,500+ active traders. These are BrightFunded’s own published statistics.
Account Types & Pricing
BrightFunded offers 3 account plans, each available in 6 account sizes: $5,000, $10,000, $25,000, $50,000, $100,000, and $200,000. The fee structure is a one-time refundable evaluation fee paid at the start of Phase 1. Phase 2 (where applicable) and the funded stage carry no additional fee.
The fee is labeled “Refundable Fee” on BrightFunded’s site. Per the help center, a refund is available if no trades have been placed and the request is made within 30 days of purchase. Once trades are placed, the fee is non-refundable.
Rules differ across account plans; see the sections below.
1-Step
The 1-Step plan requires passing a single evaluation phase. It uses a trailing maximum drawdown, making it the strictest of the three plans from a drawdown perspective, though it removes the need for a second evaluation phase.
| Account Size | Fee | Profit Target | Max. Daily Loss | Max. Overall Loss |
|---|---|---|---|---|
| $5,000 | €49 | $500 | $150 | $300 |
| $10,000 | €97 | $1,000 | $300 | $600 |
| $25,000 | €197 | $2,500 | $750 | $1,500 |
| $50,000 | €297 | $5,000 | $1,500 | $3,000 |
| $100,000 | €497 | $10,000 | $3,000 | $6,000 |
| $200,000 | €997 | $20,000 | $6,000 | $12,000 |
The funded stage carries no additional fee. There is no Phase 2.
2-Step Bright
The 2-Step Bright plan requires passing two evaluation phases. It uses a static maximum drawdown, giving more room to operate compared to the 1-Step trailing drawdown. BrightFunded labels this plan “Best Value.”
| Account Size | Fee | Phase 1 Target | Phase 2 Target | Max. Daily Loss | Max. Overall Loss |
|---|---|---|---|---|---|
| $5,000 | €47 | $400 | $250 | $200 | $400 |
| $10,000 | €87 | $800 | $500 | $400 | $800 |
| $25,000 | €187 | $2,000 | $1,250 | $1,000 | $2,000 |
| $50,000 | €277 | $4,000 | $2,500 | $2,000 | $4,000 |
| $100,000 | €477 | $8,000 | $5,000 | $4,000 | $8,000 |
| $200,000 | €947 | $16,000 | $10,000 | $8,000 | $16,000 |
Phase 2 and the funded stage carry no additional fee.
2-Step Classic
The 2-Step Classic plan also requires two evaluation phases and uses a static maximum drawdown. It offers larger drawdown buffers than the 2-Step Bright, with correspondingly higher profit targets.
| Account Size | Fee | Phase 1 Target | Phase 2 Target | Max. Daily Loss | Max. Overall Loss |
|---|---|---|---|---|---|
| $5,000 | €49 | $500 | $250 | $250 | $500 |
| $10,000 | €97 | $1,000 | $500 | $500 | $1,000 |
| $25,000 | €197 | $2,500 | $1,250 | $1,250 | $2,500 |
| $50,000 | €297 | $5,000 | $2,500 | $2,500 | $5,000 |
| $100,000 | €497 | $10,000 | $5,000 | $5,000 | $10,000 |
| $200,000 | €997 | $20,000 | $10,000 | $10,000 | $20,000 |
Phase 2 and the funded stage carry no additional fee.
Evaluation Rules
Profit Target
Rules differ across account plans; see the tables below.
For the 1-Step plan, there is one profit target. For both 2-Step plans, there is a separate target for each phase, with Phase 1 requiring a higher target than Phase 2.
1-Step: Profit Target
| Account Size | Phase 1 Target |
|---|---|
| $5,000 | $500 (10%) |
| $10,000 | $1,000 (10%) |
| $25,000 | $2,500 (10%) |
| $50,000 | $5,000 (10%) |
| $100,000 | $10,000 (10%) |
| $200,000 | $20,000 (10%) |
2-Step Bright: Profit Targets
| Account Size | Phase 1 Target | Phase 2 Target |
|---|---|---|
| $5,000 | $400 (8%) | $250 (5%) |
| $10,000 | $800 (8%) | $500 (5%) |
| $25,000 | $2,000 (8%) | $1,250 (5%) |
| $50,000 | $4,000 (8%) | $2,500 (5%) |
| $100,000 | $8,000 (8%) | $5,000 (5%) |
| $200,000 | $16,000 (8%) | $10,000 (5%) |
2-Step Classic: Profit Targets
| Account Size | Phase 1 Target | Phase 2 Target |
|---|---|---|
| $5,000 | $500 (10%) | $250 (5%) |
| $10,000 | $1,000 (10%) | $500 (5%) |
| $25,000 | $2,500 (10%) | $1,250 (5%) |
| $50,000 | $5,000 (10%) | $2,500 (5%) |
| $100,000 | $10,000 (10%) | $5,000 (5%) |
| $200,000 | $20,000 (10%) | $10,000 (5%) |
Profit targets are expressed as a percentage of the account size. A trading day counts toward the minimum trading days requirement when at least one trade remains open for a minimum of 60 seconds, regardless of whether it closes in profit or loss.
Drawdown Rules (Evaluation)
Trailing Drawdown Values
Rules differ across account plans and between the 1-Step and 2-Step plans.
1-Step: Maximum Drawdown (Trailing)
The 1-Step plan uses a trailing maximum drawdown. The drawdown level trails the highest equity ever reached on the account (the high-water mark).
| Account Size | Max. Overall Loss |
|---|---|
| $5,000 | $300 (6%) |
| $10,000 | $600 (6%) |
| $25,000 | $1,500 (6%) |
| $50,000 | $3,000 (6%) |
| $100,000 | $6,000 (6%) |
| $200,000 | $12,000 (6%) |
2-Step Bright: Maximum Drawdown (Static)
| Account Size | Max. Overall Loss |
|---|---|
| $5,000 | $400 (8%) |
| $10,000 | $800 (8%) |
| $25,000 | $2,000 (8%) |
| $50,000 | $4,000 (8%) |
| $100,000 | $8,000 (8%) |
| $200,000 | $16,000 (8%) |
2-Step Classic: Maximum Drawdown (Static)
| Account Size | Max. Overall Loss |
|---|---|
| $5,000 | $500 (10%) |
| $10,000 | $1,000 (10%) |
| $25,000 | $2,500 (10%) |
| $50,000 | $5,000 (10%) |
| $100,000 | $10,000 (10%) |
| $200,000 | $20,000 (10%) |
For the 2-Step plans, the maximum drawdown is fixed from the original account balance and never changes regardless of profits made.
Daily Loss Limit
A separate daily loss limit applies throughout the evaluation. The daily loss limit is always calculated as a percentage of the original challenge account size; it doesn’t change as the account balance grows or shrinks.
Rules differ across account plans; see the tables below.
1-Step: Daily Loss Limit (3% of original account size)
| Account Size | Daily Loss Limit |
|---|---|
| $5,000 | $150 |
| $10,000 | $300 |
| $25,000 | $750 |
| $50,000 | $1,500 |
| $100,000 | $3,000 |
| $200,000 | $6,000 |
2-Step Bright: Daily Loss Limit (4% of original account size)
| Account Size | Daily Loss Limit |
|---|---|
| $5,000 | $200 |
| $10,000 | $400 |
| $25,000 | $1,000 |
| $50,000 | $2,000 |
| $100,000 | $4,000 |
| $200,000 | $8,000 |
2-Step Classic: Daily Loss Limit (5% of original account size)
| Account Size | Daily Loss Limit |
|---|---|
| $5,000 | $250 |
| $10,000 | $500 |
| $25,000 | $1,250 |
| $50,000 | $2,500 |
| $100,000 | $5,000 |
| $200,000 | $10,000 |
At rollover (11:30 PM–11:59 PM CET), BrightFunded records the highest value between your balance and equity at the end of the day. That end-of-day high-water mark becomes the reference point from which the next day’s daily loss limit is applied. If your balance or equity drops by the daily loss limit amount below that end-of-day high-water mark at any point the following day, the account is breached and terminated. BrightFunded advises against trading during the rollover window itself.
Drawdown Calculation Method
The drawdown method differs between the 1-Step and 2-Step plans.
1-Step: The maximum drawdown is intraday trailing. The drawdown level follows the highest equity ever reached on the account in real time, including unrealized (floating) profit. As your equity grows intraday, the trailing drawdown level rises with it. For example, on a $100,000 account, if an open trade pushes equity to $104,000, the trailing drawdown level moves up to $98,000 immediately, before the trade closes.
2-Step Bright and 2-Step Classic: The maximum drawdown is static. The drawdown level is fixed at account creation based on the original account balance and never moves, regardless of profits made. On a $100,000 2-Step Classic account, the account can never drop below $90,000 in balance or equity at any point.
The daily loss limit calculation method is the same across all plans: EOD trailing. The daily level is set at the end of each trading day based on the highest value between balance and equity at rollover. Intraday gains do not move the daily level during the same day; only the prior day’s closing high-water mark is used.
Drawdown Lock
1-Step only: The trailing drawdown locks once the account equity grows 6% above the initial balance. At that point, the trailing drawdown level fixes permanently at the original account balance and stops moving upward. For a $100,000 1-Step account, once equity reaches $106,000, the drawdown level locks at $100,000 and no longer trails further equity highs.
2-Step Bright and 2-Step Classic: No drawdown lock applies. These plans use a static drawdown that is fixed from the start and never moves in either direction.
Consistency Rule (Evaluation)
No consistency rule applies at any evaluation stage. BrightFunded explicitly states that traders are not required to spread profits evenly across days or maintain a fixed position size. This applies to all three plans.
Minimum Trading Days
A minimum of 5 trading days is required per evaluation phase for all plans. A day qualifies as a trading day when at least one trade remains open for a minimum of 60 seconds. Trading days don’t need to be consecutive. The funded stage has no minimum trading days requirement.
Time Limit
There is no time limit on any evaluation phase. Traders can take as long as needed to reach the profit target while staying within the drawdown rules.
Position Size & Leverage
BrightFunded does not publish specific lot size limits per account size. Contact BrightFunded support for current limits.
Available leverage is the same for evaluation and funded accounts:
| Asset Class | Leverage |
|---|---|
| Forex (FX) | 1:100 |
| Gold & Commodities | 1:40 |
| Indices | 1:20 |
| Crypto | 1:5 |
Tick scalping, grid trading, high-frequency trading (HFT), and arbitrage are prohibited regardless of position size. See Trading Rules & Restrictions for the full list of prohibited practices.
Activation Fee
There is no activation fee at the transition from evaluation to funded. The one-time evaluation fee paid at the start of Phase 1 covers access to the full program including the funded stage. Phase 2 and the funded stage are explicitly listed as “Free” on BrightFunded’s pricing page. No additional payment is triggered at any stage transition.
Funded Account Rules
The funded stage at BrightFunded uses simulated (demo) capital. Traders receive login credentials for a demo account. The difference between an evaluation account and a funded account is that trades on the funded account are linked to BrightFunded’s risk engine, which monitors performance and risk in real time. Profits earned on the funded account are paid out to the trader in real cash according to the profit split.
Drawdown Rules (Funded)
Trailing Drawdown Values
The same maximum drawdown values that apply during the evaluation carry into the funded stage. These values are consistent for both evaluation and funded stages on BrightFunded’s pricing page.
1-Step: Maximum Drawdown (Funded)
| Account Size | Max. Overall Loss |
|---|---|
| $5,000 | $300 (6%) |
| $10,000 | $600 (6%) |
| $25,000 | $1,500 (6%) |
| $50,000 | $3,000 (6%) |
| $100,000 | $6,000 (6%) |
| $200,000 | $12,000 (6%) |
2-Step Bright: Maximum Drawdown (Funded)
| Account Size | Max. Overall Loss |
|---|---|
| $5,000 | $400 (8%) |
| $10,000 | $800 (8%) |
| $25,000 | $2,000 (8%) |
| $50,000 | $4,000 (8%) |
| $100,000 | $8,000 (8%) |
| $200,000 | $16,000 (8%) |
2-Step Classic: Maximum Drawdown (Funded)
| Account Size | Max. Overall Loss |
|---|---|
| $5,000 | $500 (10%) |
| $10,000 | $1,000 (10%) |
| $25,000 | $2,500 (10%) |
| $50,000 | $5,000 (10%) |
| $100,000 | $10,000 (10%) |
| $200,000 | $20,000 (10%) |
BrightFunded does not publish documentation on what happens to the maximum drawdown level after a payout is taken on the funded account.
Daily Loss Limit
The daily loss limit applies in the funded stage using the same percentage of the original challenge account size as during the evaluation.
1-Step: Daily Loss Limit (Funded, 3%)
| Account Size | Daily Loss Limit |
|---|---|
| $5,000 | $150 |
| $10,000 | $300 |
| $25,000 | $750 |
| $50,000 | $1,500 |
| $100,000 | $3,000 |
| $200,000 | $6,000 |
2-Step Bright: Daily Loss Limit (Funded, 4%)
The 2-Step Bright $10,000 funded stage shows a daily loss limit of $500, while the evaluation stages (Phase 1 and Phase 2) for the same account size show $400. Every other 2-Step Bright account size shows the same daily loss limit value across all stages. Traders on the 2-Step Bright $10,000 account should confirm the funded-stage DLL directly with BrightFunded.
| Account Size | Daily Loss Limit (Funded) |
|---|---|
| $5,000 | $200 |
| $10,000 | $500 (see note above) |
| $25,000 | $1,000 |
| $50,000 | $2,000 |
| $100,000 | $4,000 |
| $200,000 | $8,000 |
2-Step Classic: Daily Loss Limit (Funded, 5%)
| Account Size | Daily Loss Limit (Funded) |
|---|---|
| $5,000 | $250 |
| $10,000 | $500 |
| $25,000 | $1,250 |
| $50,000 | $2,500 |
| $100,000 | $5,000 |
| $200,000 | $10,000 |
The daily loss calculation method in the funded stage is the same as in the evaluation: EOD trailing, resetting at rollover (11:30 PM–11:59 PM CET) based on the highest value between balance and equity at the end of the prior day.
Drawdown Calculation Method
1-Step funded stage: The maximum drawdown remains intraday trailing, following the highest equity reached in real time, consistent with the evaluation stage.
2-Step Bright and 2-Step Classic funded stage: The maximum drawdown remains static, fixed at the original account balance, consistent with the evaluation stage.
The daily loss limit remains EOD trailing at the funded stage across all plans, consistent with the evaluation stage.
Drawdown Lock
1-Step funded stage: The trailing drawdown lock behavior carries into the funded stage. Once equity grows 6% above the initial account balance, the trailing drawdown level locks at the original account balance and stops trailing further equity highs.
2-Step Bright and 2-Step Classic: No drawdown lock applies at the funded stage. The static drawdown level is fixed from the start.
Consistency Rule (Funded)
No consistency rule applies at the funded stage. BrightFunded explicitly states that traders are not required to spread profits evenly across days or maintain a fixed position size at any time. There are no consistency requirements that affect payout eligibility.
Position Size & Leverage (Funded)
The available leverage is the same for funded accounts as for evaluation accounts. Specific lot size limits per account size are not published by BrightFunded.
The maximum capital allocation in the funded stage is $400,000 per trader across all funded accounts combined. If additional funded accounts would push a trader’s total funded allocation above $400,000, those accounts are placed on hold until an existing funded account is breached. There is no limit on the number of evaluation (challenge) accounts a trader can hold simultaneously.
Profit Split
The default profit split is 80/20: 80% to the trader, 20% to BrightFunded. Two optional upgrades are available at checkout as add-ons; fees for those add-ons are not published on BrightFunded’s site:
- 90% profit split add-on: Raises the trader’s share to 90% instantly.
- Scaling Plan: The profit split increases to 90% at the 1st scale-up and to 100% from the 3rd scale-up onward. See Scaling Plan below.
Payout Rules
First Payout Requirements
The first payout can be requested after 30 days from the date the first trade is placed on the funded account. There is no minimum profit threshold; a payout can be requested with as little as $0.01 in profit. There is no payout buffer requirement.
Subsequent Payout Requirements
After the first payout, subsequent payouts can be requested every 14 days (bi-weekly) by default. A weekly payout add-on is available at checkout that shortens this to every 7 days.
Payout Frequency
The default payout frequency is:
- First payout: after 30 days from the first trade on the funded account
- Subsequent payouts: every 14 days (bi-weekly)
Optional add-ons available at checkout:
- Bi-weekly add-on: Confirms the bi-weekly schedule explicitly
- Weekly add-on: Shortens the cycle to every 7 days
The fees for these add-ons are not published on BrightFunded’s site.
Payout Buffer
No payout buffer applies. The minimum payout is $0.01; any positive balance on the funded account is eligible for payout.
Daily Progression Rule
No daily progression rule applies. There is no requirement for a minimum portion of each payout to come from profits generated after the previous payout.
Payout Caps & Limits
BrightFunded explicitly states there is no profit cap. Earnings have no per-cycle withdrawal limit and are paid under the standard payout rules. The minimum payout amount is $0.01; any positive balance qualifies. There is no maximum payout cap per request.
Scaling Plan
BrightFunded’s scaling plan operates on a 4-month review cycle. A funded account is reviewed every 4 consecutive months from the date the first trade is opened. To qualify for a scale-up, a trader must meet all four of the following conditions within that 4-month period:
- Profitability in at least 2 of the 4 months
- A minimum total profit of 10% over the full 4-month period
- A minimum of 2 successful payout transactions on the funded account
- A positive balance (at breakeven or better) at the time of the scale-up
If all conditions are met, the account balance is increased and the profit split is upgraded as follows:
| Scale-Up | Balance Increase | Profit Split |
|---|---|---|
| 1st | +30% of original account size | 90/10 |
| 2nd | +60% of original account size | 90/10 |
| 3rd and beyond | +90% of original account size | 100/0 |
From the 3rd scale-up onward, the trader keeps 100% of profits. BrightFunded states there is no upper limit on scaling; accounts can be scaled indefinitely as long as conditions are met each review period.
Live Account Pathway
BrightFunded does not offer a live funded stage beyond the simulated funded account. All funded trading takes place on demo accounts with virtual capital. Profits are paid out to traders in real cash, but the trading itself is conducted in a simulated environment throughout.
Trading Rules & Restrictions
Permitted Instruments
BrightFunded offers over 150 instruments across four asset classes:
- Forex: Major, minor, and exotic pairs
- Indices: A range of global indices
- Commodities: Hard commodities including metals
- Cryptocurrencies: A wide selection of popular crypto instruments
The full instrument list is published by BrightFunded in a linked Google Sheets document, broken down by asset class. Weekend trading is available for cryptocurrency instruments where the specific crypto pair is live on the platform.
Trading Hours & Overnight Policy
BrightFunded does not require traders to close positions overnight. Swing trading and multi-day holding are permitted. Overnight positions may incur swap fees unless the trader purchased the Swap-Free Add-On at the time of buying the challenge.
Positions may also be held over the weekend. Weekend conditions can differ from weekday trading, including wider spreads, lower liquidity, and price gaps at the Monday open.
The daily loss limit resets at rollover, which occurs between 11:30 PM and 11:59 PM CET. BrightFunded advises against trading during this window because reduced liquidity causes spreads to widen significantly, which can trigger stop-loss orders prematurely or cause unexpected daily loss limit breaches. During daylight saving time changes in the US or Europe, these times may shift by ±1 hour.
No auto-liquidation time applies.
News Trading Policy
The news trading policy differs between the evaluation and funded stages.
Evaluation (Phase 1 and Phase 2): News trading is unrestricted. Traders can trade around any news event freely during the evaluation with no limitations.
Funded stage: Trading is prohibited within a 10-minute window surrounding major news releases, defined as 5 minutes before and 5 minutes after the event. This applies to the targeted instruments listed in BrightFunded’s news trading article. Executing a trade during this window constitutes a soft breach: profits from that trade are deducted, but the account is not terminated. Losses on trades executed during the window are not compensated.
“Executing a trade” in this context includes opening or closing a position via market order, or the execution of a pending order including stop-loss and take-profit triggers. Trades that were opened more than 48 hours before the news event and have a take-profit triggered during the window are exempt from the restriction. This carve-out is specifically designed for swing traders.
Traders may continue trading non-targeted instruments normally during a news window.
Expert Advisors & Copy Trading
Expert Advisors (EAs): EAs and automated trading systems are permitted. BrightFunded requires that EA-based trading still comply with all drawdown rules and prohibited strategy restrictions. API and automated trading are specifically not supported on DXTrade. EAs are available on MT5 and cTrader only. BrightFunded does not guarantee compatibility with third-party EAs and is not responsible for execution errors or malfunctions caused by non-compatible automated systems.
Copy trading: Copy trading is permitted between accounts held by the same person. This includes copying between BrightFunded accounts, evaluation firm accounts, or retail brokerage accounts, as long as all accounts belong to the same individual. Copying trades between accounts owned by different people, including relatives or family members, is strictly prohibited. Signal trading based on community group signals is also prohibited under this rule.
BrightFunded uses an automated detection system that flags accounts showing high similarity in trade patterns. Detected violations result in profit deductions and account resets for a first offence, or immediate account closure if the account is not in profit at the time of detection.
Prohibited Practices
The following practices are explicitly prohibited at BrightFunded:
- Hedging between accounts: Holding simultaneous opposing positions on the same instrument across two or more different accounts, whether two BrightFunded accounts, accounts at different prop firms, or accounts on different platforms connected to the same BrightFunded profile. Hedging within a single account is permitted. A first detected inter-account hedging violation triggers a soft breach (positions closed, warning issued); a second detection results in a hard breach and permanent account closure.
- Exploiting service errors or platform delays: Using delayed or lagged price feeds to gain an advantage over real-market pricing.
- Using external or delayed data feeds: Trading on data that is inconsistent with BrightFunded’s real-time feed.
- Coordinated or multi-account manipulation: Opening multiple accounts to place offsetting trades for the purpose of gaming the evaluation.
- Violating platform or provider terms: Using unauthorized software or execution tactics that conflict with BrightFunded’s or the platform’s rules.
- High-frequency trading (HFT) and tick scalping: Strategies that rely on superhuman execution speed or exploit micro price movements in high volume.
- Grid trading: Placing systematic series of buy and sell orders at predefined intervals.
- Arbitrage: Exploiting temporary price differences between instruments or data sources.
- Risk-abusive trading: Overleveraging, overexposure to correlated instruments, adding to losing positions (averaging down), or account rolling to reset performance metrics.
Any activity that manipulates evaluation outcomes, exploits technical weaknesses, or misrepresents actual trading skill results in account termination and disqualification from future evaluations.
Additional Rules
Inactivity Rule
The inactivity policy applies to all account types (Phase 1, Phase 2, and funded accounts), effective September 1, 2025. Any trader who has placed at least one trade must place another trade within 30 calendar days of the last closed trade. A new trade must remain open for at least 60 seconds to count. Traders who have never placed a trade must place their first trade within 30 calendar days of account assignment.
If an open position is held continuously, the account remains active for as long as the position stays open. The 30-day countdown only begins once the trade closes. Pending orders (buy limit, sell limit, buy stop, sell stop) do not count as open trades for this purpose.
An account deactivated for inactivity can be reactivated by contacting support. If no reactivation request is made within 6 months, BrightFunded reserves the right to mark the account as a hard breach.
Single Account & Maximum Capital Allocation
Each trader is permitted one registered account profile using a single email address and unique personal details. Multiple BrightFunded profiles for the same individual, regardless of different emails or slightly altered personal information, are prohibited. BrightFunded detects duplicate profiles through matching personal data, IP addresses, device fingerprints, payment patterns, and KYC submissions.
In the funded stage, the maximum total capital allocation across all active funded accounts is $400,000 per trader. There is no limit on the number of evaluation challenge accounts held simultaneously. Funded accounts that would push total allocation above $400,000 are placed on hold until an existing funded account is breached.
Trading Platforms
Available Platforms
BrightFunded supports three trading platforms: MetaTrader 5 (MT5), DXTrade, and cTrader. Traders select their preferred platform when purchasing a challenge and can switch platforms through the dashboard if needed.
MetaTrader 5 (MT5): Available via web terminal, desktop download, and mobile apps (iOS and Android). MT5 is not available to traders who are citizens, residents, or physically located in the United States or UAE due to local regulations.
DXTrade: BrightFunded’s own branded trading app, available via web platform and mobile apps (iOS and Android). API and automated trading are not supported on DXTrade. EAs cannot be used on DXTrade.
cTrader: Available via web platform, desktop (Windows and Mac), and mobile apps (iOS and Android). cTrader is not available to traders who are citizens, residents, or physically located in the United States due to local regulations.
Traders in the US are therefore limited to DXTrade. Traders in the UAE are limited to DXTrade or cTrader.
Data Feeds & Connectivity
BrightFunded is not a broker and is not connected to one. The firm sources its data feed from third-party institutional-grade market data providers that aggregate pricing from multiple top-tier sources. BrightFunded describes its data feed as designed to reflect real market conditions while providing reliable pricing. Traders are prohibited from using external or delayed data feeds. All trading must be based on BrightFunded’s own price feed.
TradingView can be connected to BrightFunded for charting purposes. Specific setup details are covered in a BrightFunded help article.
Billing & Account Management
Subscription Model
BrightFunded uses a one-time fee model, not a recurring subscription. Traders pay a single evaluation fee when purchasing a challenge. This fee is labeled a “Refundable Fee.” It can be refunded if no trades have been placed and the refund request is submitted within 30 days of the purchase date. Once trades are placed, the fee is non-refundable.
Phase 2 (for 2-Step plans) and the funded stage carry no additional fees. Once a trader becomes funded, BrightFunded does not charge monthly or annual fees. The profits generated on the funded account are distributed according to the profit split, and BrightFunded covers all losses on funded accounts.
Optional add-ons can be purchased at the time of buying a challenge, including a Swap-Free Add-On, a 90% Profit Split upgrade, and weekly or bi-weekly payout frequency upgrades. The fees for these add-ons are not published on BrightFunded’s site.
Resets
Reset fees are not published on BrightFunded’s site. Contact BrightFunded support for current reset pricing.
Payouts & Withdrawals
This section covers payment methods, processing timelines, and eligibility requirements. Payout qualification rules (when a trader can request a payout, how often, and minimum amounts) are covered in Funded Account Rules above.
Payment Methods
BrightFunded supports two payout methods:
- Crypto (USDC, ERC-20 network): Paid in USDC directly to the trader’s wallet address.
- Bank Transfer: Paid in Euros (€) via BrightFunded’s banking partners.
BrightFunded does not charge fees on payouts. However, third-party costs may apply: blockchain network fees (gas) are deducted by the network during crypto transfers, and payment processor or banking fees may be applied by the intermediary. BrightFunded states that such third-party fees typically range between $5 and $50 but may vary based on network conditions, currency conversion rates, and provider liquidity.
Processing Times
Payouts are processed by BrightFunded’s finance team within 1 business day of the request being submitted. After processing, additional time may be required for the funds to arrive depending on the payment method:
- Crypto (USDC): Processed within 1 day; arrival time depends on blockchain network conditions.
- Bank Transfer: Processed within 1 day; arrival time depends on the trader’s bank and any intermediary institutions.
BrightFunded markets its payout speed as “24-hour guaranteed payout processing.”
Tax & Eligibility Requirements
BrightFunded requires KYC (Know Your Customer) verification before a funded account is activated and before any payouts can be processed. KYC is conducted through BrightFunded’s partner SumSub and requires a proof of identity (government-issued ID) and a proof of address. Specific accepted documents vary by country of residence and are detailed in SumSub’s documentation.
BrightFunded does not publish whether specific tax documentation forms such as W-9 or W-8BEN are required for payout processing.
Restricted countries
Traders who reside in or hold nationality from the following countries are not permitted to purchase challenges or register on BrightFunded’s platform: Cuba, Iran, North Korea, Syria, Vietnam, and Pakistan. BrightFunded notes that existing traders from Pakistan with an active account at the time of the restriction may continue trading. These restrictions are due to international sanctions and compliance requirements.