OneUp Trader is a futures prop firm based in Wilmington, Delaware (1007 N. Orange St., 4th Floor, Wilmington, Delaware 19801). The firm operates an evaluation-based model: traders pay a monthly subscription to access a simulated evaluation account, and those who meet the program’s targets and rules are placed with funding partners to trade simulated capital. There is one standard program structure (a 1-step evaluation) plus an Express Funding path available to previously funded traders under specific conditions.
The firm’s accounts are funded with simulated capital via third-party funding partners, not real market capital. The standard legal disclaimer included on the site notes that simulated trading results have limitations and that no representation is made that any account will achieve profits similar to those shown.
Account Types & Pricing
Funded Trader Program (Standard Evaluation)
The standard program is a 1-step evaluation. You pay a monthly subscription, trade the evaluation account under the firm’s rules, and, once you’ve hit the profit target and met all rule requirements, you’re placed with a funding partner at the same account size. The subscription billing recurs every 30 days from the sign-up date. Your account balance, trade history, and days traded are not reset at rebill; only a manual balance reset (see Billing & Account Management) restores the starting conditions.
Retail pricing per account size is as follows:
| Account Size | Monthly Fee | Profit Target | Max Contracts | Trailing Drawdown |
|---|---|---|---|---|
| $25,000 | $65/month | $1,500 | 3 | $1,500 |
| $50,000 | $75/month | $3,000 | 6 | $2,500 |
| $100,000 | $150/month | $6,000 | 12 | $3,500 |
| $150,000 | $175/month | $9,000 | 15 | $5,000 |
| $250,000 | $325/month | $15,000 | 25 | $5,500 |
The activation fee structure applies to all account sizes: you pay 50% of the monthly fee at sign-up, and the remaining 50% is charged as a one-time activation fee when you pass the evaluation and are approved for a funded account. For the $25,000 account this means $65 upfront and a $65 activation fee on approval. For the $50,000 account it’s $75 upfront and $75 on approval. All other account sizes follow the same split-payment structure, making activation fees $150 for the $100,000 account, $175 for the $150,000 account, and $325 for the $250,000 account.
There is no daily loss limit on any account size at either stage.
Express Funding Account
Express Funding is a separate product available only to traders who previously held a funded account with OneUp Trader and lost it within the past 30 days. It is not available to new traders or to traders who have never been funded. The account size you can purchase is limited to the same size as your most recent funded account.
The key difference from the standard evaluation is the minimum trading day requirement: Express Funding requires only 5 trading days rather than 10. All other evaluation rules apply identically to the standard program.
The monthly fee for Express Funding is based on account size and is not listed as a fixed figure on the OneUp Trader site; traders should confirm Express Funding pricing directly before purchasing.
Additional restrictions: traders can hold only 1 Express Funding account at a time (versus up to 3 standard funded accounts). Users can access Express Funding a maximum of 2 times within a 30-day calendar period. If you cancel an Express Funding subscription, you lose access to the Express Funding path and can only re-enter via the standard evaluation.
Evaluation Rules
Profit Target
Rules differ across account sizes, as shown in the table below.
| Account Size | Profit Target |
|---|---|
| $25,000 | $1,500 |
| $50,000 | $3,000 |
| $100,000 | $6,000 |
| $150,000 | $9,000 |
| $250,000 | $15,000 |
The profit target is the minimum net profit (after simulated commissions and fees) required for placement with the funding partners. Simulated commissions are $2.50 per side per contract for standard instruments and $1.00 per side per contract for micros.
Drawdown Rules (Evaluation)
Trailing Drawdown Values
Rules differ across account sizes, as shown in the table below.
| Account Size | Trailing Drawdown |
|---|---|
| $25,000 | $1,500 |
| $50,000 | $2,500 |
| $100,000 | $3,500 |
| $150,000 | $5,000 |
| $250,000 | $5,500 |
The trailing drawdown level trails the account balance upward as your balance increases. You must not allow your account balance to touch or fall below the drawdown level. The drawdown includes simulated commissions and fees in its calculation.
Daily Loss Limit
No daily loss limit applies at the evaluation stage. OneUp Trader removed the daily loss limit from both evaluation and funded accounts in February 2023.
Drawdown Calculation Method
The trailing drawdown at the evaluation stage is intraday trailing. The drawdown is calculated in real time during the trading day and increases as the account balance increases. Intraday balance highs set the high-water mark that drives the trailing level upward.
Drawdown Lock
Once the trailing drawdown level reaches the initial starting balance, it stops trailing and locks permanently at that value. This lock applies for the remainder of the evaluation. If the account balance touches or falls below the locked drawdown level, the evaluation account is no longer eligible for funding.
Consistency Rule (Evaluation)
A consistency rule applies during the evaluation stage. Traders must demonstrate the ability to trade in a consistent and regular trading pattern throughout the entire evaluation.
The specific requirement: the sum of your 3 other best trading days’ net profits (i.e., trading days 2, 3, and 4 ranked by net profit, after commissions) must equal 80% or more of your single largest trading day’s net profit.
For example: if your best trading day is $1,000, then 80% of that is $800. Your 2nd, 3rd, and 4th best days must sum to at least $800. If those days are $400, $300, and $240, the sum is $940, so the consistency rule is satisfied. The rule can also be met within just 2 trading days if the 2nd-best day is at least 80% of the best day on its own.
The consistency rule applies to the evaluation stage only. It does not apply to the funded stage.
Minimum Trading Days
A minimum of 10 trading days is required to be eligible for placement with the funding partners. Holidays and weekends are not counted. This is a minimum, not a maximum. You can continue trading beyond 10 days until you hit the profit target, and billing continues to recur every 30 days until you submit for review or cancel.
For the Express Funding track, the minimum is 5 trading days.
Time Limit
There is no time limit on the evaluation. You can trade for as long as needed to reach the profit target.
Position Size & Contract Limits
Your maximum position size is the maximum number of open contracts across all products at any given time. Rules differ across account sizes, as shown in the table below.
| Account Size | Max Contracts (Standard) |
|---|---|
| $25,000 | 3 |
| $50,000 | 6 |
| $100,000 | 12 |
| $150,000 | 15 |
| $250,000 | 25 |
During the evaluation, micro contracts count toward the same position limit as standard contracts. For example, on the $50,000 account you can trade a maximum of 6 contracts at any given time, whether those are 6 standard contracts, 6 micro contracts, or a combination.
Activation Fee
The activation fee is a one-time payment charged at the transition from evaluation to funded account. You do not pay it during the evaluation; it’s triggered automatically when you are approved for funding. As noted under Account Types & Pricing, this is structured as the second half of the subscription fee split:
| Account Size | Activation Fee (One-Time) |
|---|---|
| $25,000 | $65 |
| $50,000 | $75 |
| $100,000 | $150 |
| $150,000 | $175 |
| $250,000 | $325 |
If the activation fee payment fails, you have 7 days to complete the payment, with 3 email reminders sent during that window. If payment is not completed within 7 days, the account is rolled back to evaluation status.
Funded Account Rules
Drawdown Rules (Funded)
Trailing Drawdown Values
The trailing drawdown values at the funded stage match the evaluation stage: $1,500 / $2,500 / $3,500 / $5,000 / $5,500 for the $25,000 through $250,000 account sizes respectively.
Daily Loss Limit
No daily loss limit applies at the funded stage. This was confirmed when OneUp Trader removed the daily loss limit from both evaluation and funded accounts in February 2023.
Drawdown Calculation Method
The trailing drawdown at the funded stage is intraday trailing, calculated in real time during the trading day including commissions and fees. This is identical to the evaluation stage.
Drawdown Lock
At the funded stage, the trailing drawdown locks once it reaches the initial starting balance. At that point it will not change further. The funded account is terminated if the account balance touches or falls below this locked value.
Consistency Rule (Funded)
No consistency rule applies to the funded stage. The consistency rule is an evaluation-only requirement.
Position Size & Contract Limits (Funded)
At the start of the funded account, contract limits match the evaluation stage. However, limits are adjusted dynamically based on Cash On Hand (the profit balance above the starting balance) at the beginning of each trading session (see Scaling Plan below).
Micro contracts at the funded stage: upon request from the funding provider, funded traders can trade up to 10x micro contracts per standard contract. For example, on the $50,000 account (6 standard contracts), you can request the ability to trade up to 60 micro contracts of MNQ instead of 6 NQ contracts. Micro trading at the funded stage must still adhere to the dynamic scaling rule.
Profit Split
Funded traders keep 100% of the first $10,000 in profits. After that, the split is 90% to the trader and 10% to the funding partner on all subsequent net profits above the withdrawal threshold.
Payout Rules
First Payout Requirements
To be eligible for a first withdrawal, the account balance must exceed the withdrawal profit threshold for the account size. The threshold is:
| Account Size | Withdrawal Profit Threshold |
|---|---|
| $25,000 | $1,500 |
| $50,000 | $2,500 |
| $100,000 | $3,500 |
| $150,000 | $5,000 |
| $250,000 | $5,500 |
The amount eligible for withdrawal is the profit above the threshold. For example, on a $100,000 account with $6,500 in profits, the threshold is $3,500, so the eligible withdrawal amount is $3,000. There is no minimum number of trading days required before requesting the first withdrawal; funded traders can withdraw from day one once the withdrawal threshold is reached.
Subsequent Payout Requirements
Conditions do not change after the first payout. The same withdrawal threshold applies to all subsequent withdrawals: profits must exceed the threshold for that account size before a withdrawal can be made.
Payout Frequency
Withdrawals can be requested any time Monday through Friday and are processed the same day, as long as the withdrawal threshold has been met.
Payout Buffer
The withdrawal profit threshold functions as a permanent buffer: you must always maintain at least the threshold amount in profits in the account before withdrawing. The buffer is not a one-time requirement; it applies to every withdrawal request. You can only withdraw the amount above the threshold, not the threshold itself.
Daily Progression Rule
No daily progression rule applies.
Payout Caps & Limits
The minimum withdrawal amount is $1,000 (trader’s share). There is no maximum withdrawal limit for bank wire. Cryptocurrency withdrawals are capped at $3,000 per request per calendar week; any amount above $3,000 must be submitted as a bank wire transfer.
Scaling Plan
At the funded stage, the number of contracts you can trade is governed by the Dynamic Scaling Targets. Your buying power for each trading session is determined by the Cash On Hand value (your profit above the starting balance) as seen in R|Trader Pro at the beginning of the session. Your buying power does not change during the session based on floating PnL; it’s set at the start and holds for the day.
When you take a withdrawal, your account balance decreases, which can reduce your Cash On Hand and step your contract limit down to a lower tier. Keeping ample profits in the account helps maintain the same lot size.
Rules differ across account sizes, as shown in the tables below.
$25,000 Account
| Cash On Hand | Max Contracts |
|---|---|
| $0 – $1,500 | 2 |
| Over $1,501 | 3 |
$50,000 Account
| Cash On Hand | Max Contracts |
|---|---|
| $0 – $1,500 | 2 |
| $1,501 – $4,000 | 4 |
| Over $4,001 | 6 |
$100,000 Account
| Cash On Hand | Max Contracts |
|---|---|
| $0 – $2,000 | 3 |
| $2,001 – $3,000 | 4 |
| $3,001 – $5,000 | 6 |
| Over $5,001 | 12 |
$150,000 Account
| Cash On Hand | Max Contracts |
|---|---|
| $0 – $4,000 | 5 |
| $4,001 – $8,000 | 8 |
| $8,001 – $12,000 | 10 |
| Over $12,001 | 15 |
$250,000 Account
| Cash On Hand | Max Contracts |
|---|---|
| $0 – $5,000 | 6 |
| $5,001 – $12,000 | 12 |
| $12,001 – $20,000 | 18 |
| Over $20,001 | 25 |
Live Account Pathway
OneUp Trader does not offer a live funded stage. The funded account operates entirely on simulated capital with funding partners. There is no pathway to real capital.
Trading Rules & Restrictions
Permitted Instruments
OneUp Trader supports a broad range of CME Group futures across all major asset classes. The full list of permitted instruments is:
Equity Futures: E-mini S&P 500 (ES), E-mini Nasdaq-100 (NQ), E-mini Dow Jones (YM), E-mini S&P MidCap 400 (EMD), E-mini Russell 2000 (RTY), Nikkei NKD (NKD)
Interest Rate Futures: 2-Year Note (ZT), 5-Year Note (ZF), 10-Year Note (ZN), 30-Year Bond (ZB), Ultra-Bond (UB)
Currency Futures: Australian Dollar (6A), British Pound (6B), Canadian Dollar (6C), Euro FX (6E), Japanese Yen (6J), Swiss Franc (6S), New Zealand Dollar (6N), all micro and mini currency pairs
Agricultural Futures: Lean Hogs (HE), Live Cattle (LE), Feeder Cattle (GF), Corn (ZC), Wheat (ZW), Soybeans (ZS), Soybean Meal (ZM), Soybean Oil (ZL)
Energy Futures: Crude Oil (CL), E-mini Crude Oil (QM), Natural Gas (NG), E-mini Natural Gas (QG), Heating Oil (HO), New York Harbor RBOB Gasoline (RB)
Metal Futures: Gold (GC), Silver (SI), Copper (HG), Platinum (PL), Palladium (PA), miNY Silver (QI), miNY Gold (QO)
Micro E-Mini Futures: Micro E-Mini S&P 500 (MES), Micro E-Mini Dow Jones (MYM), Micro E-Mini Nasdaq-100 (MNQ), Micro E-Mini Russell 2000 (M2K), Micro Crude Oil (MCL), Micro Gold (MGC)
If a product you want to trade is not listed above, contact support to check availability.
Trading Hours & Overnight Policy
The trading day starts at 5:00 PM CT and ends at 3:15 PM CT the following day (excluding holidays and weekends). All positions must be closed by 3:15 PM CT, or by the electronic market close of the specific product, whichever comes first. No positions may be opened and no trading is permitted between 3:15 PM CT and 5:00 PM CT.
Overnight holding is permitted during the valid trading window, but positions must be closed before a product’s electronic market close. No trading is allowed after 3:15 PM CT on Fridays until markets reopen at 5:00 PM CT on Sundays.
These times apply to both the evaluation and funded stages. It is the trader’s responsibility to follow holiday-shortened sessions; OneUp Trader will remind traders when possible.
News Trading Policy
The evaluation stage and the funded stage have different news trading rules.
Evaluation: There are no news trading restrictions during the evaluation. Evaluation traders do not need to be flat during any releases.
Funded stage: Funded traders must be completely flat (no open positions) starting 1 minute before, during, and 1 minute after any major economic release listed in the firm’s Economic Release Calendar. The calendar is based on the Forex Factory Economic Calendar as the official source. The restricted events vary by product:
- All products: FOMC Statement / Meeting Announcement; FOMC Minutes / Press Conference / Speech
- Equity indexes, currencies, metals (ES, NKD, NQ, YM, EMD, RTY, 6A, 6B, 6C, 6E, 6J, 6S, 6N, GC, SI, HG, PL, PA, QI, QO, and related micro e-mini futures): Unemployment Rate / Claims, ADP Non-Farm Employment Change, Non-Farm Employment Change, US GDP, US CPI, US ISM Services PMI, US ISM Manufacturing PMI, JOLTS Job Openings, Producer Price Index (PPI), US Retail Sales, Flash Services PMI
- Interest rate futures (GE, ZT, ZF, ZN, ZB, UB): Same as above, plus US Treasury Auctions
- Crude oil products (CL, QM, HO, RB): Crude Oil Inventories (EIA Petroleum Report)
- Natural gas products (NG, QG): EIA Natural Gas Report
- Grains (ZC, ZS, ZW, ZM, ZL): Crop Production reports
- Currencies (6A, 6B, 6C, 6E, 6J, 6S, 6N, mini-currency pairs): Central Bank Announcements, GDP, and Unemployment for the relevant local currency (e.g., Bank of England for 6B, ECB for 6E); US CPI
Any news event not listed above can be traded through, and positions may be held during it. Regardless of news events, trades with a duration of less than 10 seconds at any point before, during, or after any news event are prohibited. It is the trader’s responsibility to monitor how long a news event lasts.
Expert Advisors & Copy Trading
OneUp Trader does not publish an explicit policy on expert advisors (EAs) or automated trading bots. Traders intending to use automated strategies should confirm with support before deploying.
Copy trading between funded accounts is permitted under specific conditions. Traders may use a trade copier to replicate trades across multiple funded accounts held under their own name for the purposes of risk management and strategy diversification. Copy trading between funded accounts held under different names or individuals is expressly prohibited. OneUp Trader neither endorses nor is affiliated with any trade copier vendor, and traders are solely responsible for managing their own accounts.
Prohibited Practices
The following are explicitly prohibited by the firm’s funding partners and may result in account termination:
- Trading activities with a duration of less than 10 seconds, including but not limited to micro scalping, high-frequency trading, latency arbitrage, and tick scalping
- Trading strategies that take advantage of market data inefficiencies or errors
- Copy trading between funded accounts held under different names or individuals
- Group trading or trading in concert with other individuals where identical trades are executed across multiple accounts owned by different traders
- Hedging positions in any form across multiple funded accounts
Additional Rules
Minimum Weekly Trade Volume
Funded traders must maintain a minimum weekly total trade execution of no less than 50% of the average number of trades successfully completed during the evaluation. Trading volume is calculated and assessed at the end of each trading week. CME holidays are excluded from weekly calculations and weeks containing holidays are prorated. Traders who need an extended break must notify their funding partner and request account hold approval in advance.
90-Day Probationary Period
During the first 90 calendar days from the funded account’s first trading day, funded traders must have a positive net PnL greater than the initial starting balance at the end of every 15-calendar-day interval. This rule applies only during the initial 90-day probationary period. Discretionary warnings are issued if the account balance falls below the initial starting balance within a 15-day window.
Multiple Account Limits
Traders may hold a maximum of 3 evaluation accounts and a maximum of 3 funded accounts simultaneously, all under the same email address. Only 1 of those funded accounts may be an Express Funding account at any given time. Creating multiple subscriptions under more than one email address to obtain multiple Rithmic user IDs is strictly prohibited. Each user is permitted only one Rithmic User ID linked to an email address.
Trading Platforms
Available Platforms
OneUp Trader supports a wide range of third-party trading platforms. There is no proprietary platform; all trading is done through third-party software connected to the Rithmic data feed.
NinjaTrader is the firm’s preferred platform. The NinjaTrader Desktop license is provided free of charge during both the evaluation and the funded stage (NinjaTrader Desktop Version 8.1). R|Trader and R|Trader Pro (Rithmic’s native platforms) are also free during evaluation and funded stages.
All other supported platforms require the trader to hold their own license or subscription. The full list of supported platforms:
NinjaTrader, R|Trader, R|Trader Pro, Agena Trader, Inside Edge Trader, Investor RT, Motive Wave, MultiCharts, Photon, QScalp, QST (Quick Screen Trading), Track’n Trade, Trade Navigator, Volfix.net, eSignal, Jigsaw Trading, ATAS Order Flow Trading, Bookmap, Quantower, Sierra Chart, Medved Trader.
Data Feeds & Connectivity
All platforms connect via the Rithmic data feed. Traders must complete Rithmic Market Data Agreements (CME Group exchange agreements via R|Trader) before connecting any third-party platform to their evaluation or funded account. These agreements are required regardless of which platform you use.
Exchange data fees for all funded traders are covered by the funding partners at no cost. The covered exchanges are CME, CBOT, NYMEX, and COMEX products. Professional-status traders using the evaluation account are invoiced the exchange fee difference monthly ($105 per exchange for the four exchanges).
Billing & Account Management
Subscription Model
Subscriptions are charged monthly on a rolling 30-day cycle starting from the sign-up date. The billing structure splits the effective cost into two payments: 50% is charged at sign-up, and the remaining 50% is charged as a one-time activation fee when you are approved for funding. If you never pass the evaluation, no activation fee is ever charged.
Billing recurs every 30 days automatically until you submit your account for review (to transition to funded) or cancel. Renewal does not reset your account balance, trade history, or days traded; everything carries forward. You are not penalized for taking longer than one billing cycle to complete the evaluation; you simply continue paying the monthly subscription while you trade.
Account hold is not available. You cannot pause or suspend the subscription. If you want to stop paying, you must cancel; you can resubscribe at any time to start a new evaluation. Payment must be made with a card registered under the account holder’s own name; third-party card usage requires prior approval from support.
Resets
You can reset your balance at any time through the member dashboard. A reset restores your starting balance and evaluation rules to their original state. It does not affect your monthly renewal date; billing continues on its existing schedule.
Reset fees are tiered by account size: $50 for the $25,000 and $50,000 accounts; $100 for all other account sizes ($100,000, $150,000, and $250,000). Resets are processed immediately and may take up to 30 minutes to reflect in your account. The reset fee is separate from and in addition to the ongoing subscription fee.
Payouts & Withdrawals
Payment Methods
Withdrawals from funded accounts can be processed via bank wire transfer or cryptocurrency (Bitcoin/BTC or Tether/USDT). ACH transfer is not available.
Processing Times
Bank wire transfers may post to the trader’s account within 1–3 business days, depending on the trader’s banking institution.
Cryptocurrency withdrawals may take up to 14 business days from the date of approval to complete, depending on network conditions and third-party payment processor timelines.
Tax & Eligibility Requirements
Funded traders are classified as independent contractors by OneUp Trader. The trader’s share of profits is considered ordinary income. Traders are responsible for complying with their own country’s tax laws. OneUp Trader does not publish specific tax documentation requirements for payout processing.
Restricted Countries
Geographic restrictions apply. Traders from OFAC-sanctioned countries are not eligible. The following countries are listed as ineligible: Afghanistan, The Balkans, Belarus, Burma (Myanmar), Burkina Faso, Burundi, Cuba, Central African Republic, Iran, Iraq, Liberia, Libya, North Korea, Sudan, Somalia, Syria, Yemen, Zambia, Zimbabwe, and the Democratic Republic of Congo. Traders from Ukraine and Russia are permitted to trade at their own risk; they must use a valid Visa, MasterCard, Discover, or Amex card for evaluation payments, and funded withdrawals are available via cryptocurrency only (BTC and USDT).
All traders must be 18 years of age or older.
Cryptocurrency withdrawals carry a 5% fee charged by the payment processor. Any additional exchange conversion fees are borne by the trader. Transactions cannot be reversed once sent. Traders are solely responsible for providing the correct wallet address and network type; OneUp Trader and its funding partners accept no liability for errors.