My Funded Futures (MFFU) is a futures prop firm based at 108 Lakeland Ave, Dover, DE 19901, United States. MFFU operates on an evaluation-based model: traders purchase a subscription to an evaluation account, pass a set of performance objectives, and then move into a simulated funded stage with the opportunity to earn payouts. The firm states that the funded account stage operates in a simulated environment (all trading is performed on a demo basis) and that access to live capital is subject to additional performance criteria.
MFFU focuses exclusively on futures trading. Instruments span regulated U.S. futures exchanges including CME, CBOT, NYMEX, and COMEX. Equities, equity options, cryptocurrencies, CFDs, and OTC products are not available on the platform.
No legal or regulatory disclosures beyond the above simulated-environment notice are stated on the firm’s own pages.
Account Types & Pricing
MFFU offers 4 active plan families, each with distinct evaluation structures, funded account rules, and payout mechanics. All plans carry a $0 activation fee. The pricing below reflects retail monthly subscription costs only; no discounts applied.
Rules differ across plan families; see the sections below for your specific plan.
Rapid Plan
The Rapid Plan is available in 4 account sizes. Evaluation and reset fees are the same per account size.
| Account Size | Monthly Subscription / Reset Fee |
|---|---|
| $25,000 | $87 |
| $50,000 | $157 |
| $100,000 | $267 |
| $150,000 | $347 |
The Rapid Plan carries a $0 activation fee for all account sizes.
Flex Plan
The Flex Plan is available in 2 account sizes.
| Account Size | Monthly Subscription / Evaluation Reset Fee |
|---|---|
| $25,000 | $84 |
| $50,000 | $127 |
The Flex Plan carries a $0 activation fee for all account sizes.
The Flex Plan also has a Sim Funded Reset option, a separate paid product that allows a trader who has breached their Sim Funded account (before any payout) to reactivate it without restarting the evaluation. Sim Funded Reset pricing:
- 25k Flex Sim Funded Reset: $399 per reset (up to 2 resets per account)
- 50k Flex Sim Funded Reset: $499 per one source and $599 per another on the MFFU site; traders should confirm the current price with MFFU directly.
Pro Plan
The Pro Plan is available in 3 account sizes.
| Account Size | Monthly Subscription / Evaluation Reset Fee |
|---|---|
| $50,000 | $227 |
| $100,000 | $344 |
| $150,000 | $477 |
The Pro Plan carries a $0 activation fee for all account sizes.
The Pro Plan also offers a One Day Add-On for the $50,000 account. This add-on modifies the evaluation: the profit target becomes $4,000, the consistency rule is removed, and the evaluation can be completed in a single day. The One Day Add-On is described as a “free add-on” available for a limited time.
Builder Plan
The Builder Plan is a $50,000 account available in 2 Maximum Loss Limit (MLL) configurations. The MLL is the only structural difference between the two options; all other evaluation rules, payout rules, and live account parameters are identical.
| Configuration | Monthly Subscription (Full Price) |
|---|---|
| Builder – Default ($2,000 MLL) | $153 |
| Builder – Add-On ($1,500 MLL) | $125 |
The Builder Plan carries a $0 activation fee for both configurations.
Evaluation Rules
All plans use a single standardized evaluation stage. Rules are consistent across account sizes with the exception of profit targets, drawdown values, and contract limits, which scale with account size. The Builder Plan has a few distinct differences from the other plans and is called out where it differs.
Profit Target
Rules differ across account lines, as shown in the tables below.
Flex Plan and Rapid Plan (shared evaluation rules):
| Account Size | Profit Target |
|---|---|
| $25,000 | $1,500 |
| $50,000 | $3,000 |
| $100,000 | $6,000 |
| $150,000 | $9,000 |
Profit targets are expressed as dollar amounts.
Pro Plan:
| Account Size | Profit Target |
|---|---|
| $50,000 | $3,000 |
| $100,000 | $6,000 |
| $150,000 | $9,000 |
The Pro Plan One Day Add-On (50k only) carries a separate $4,000 profit target.
Builder Plan:
Both Builder configurations share the same $3,000 profit target.
Drawdown Rules (Evaluation)
Trailing Drawdown Values
Rules differ across account lines, as shown in the tables below.
Flex and Rapid Plans (shared evaluation values):
| Account Size | Maximum Loss Limit |
|---|---|
| $25,000 | $1,000 |
| $50,000 | $2,000 |
| $100,000 | $3,000 |
| $150,000 | $4,500 |
Pro Plan:
| Account Size | Maximum Loss Limit |
|---|---|
| $50,000 | $2,000 |
| $100,000 | $3,000 |
| $150,000 | $4,500 |
Builder Plan:
| Configuration | Maximum Loss Limit |
|---|---|
| Builder – Default | $2,000 |
| Builder – Add-On | $1,500 |
For all plans except the Builder Plan, the drawdown level trails from the account’s end-of-day closing balance. For the Rapid 25k specifically, the trailing drawdown during evaluation locks once it reaches $25,100 (i.e., the starting balance plus $100). From that point the account must remain above $25,100 for the remainder of the evaluation.
Open equity losses are counted when determining whether the account has breached the maximum loss limit, meaning an open position that dips the balance below the minimum triggers a breach.
Daily Loss Limit
Flex, Rapid, and Pro Plans: No daily loss limit applies at the evaluation stage.
Builder Plan: A $1,000 soft pause daily loss limit applies at the evaluation stage for both configurations.
Drawdown Calculation Method
Flex, Rapid, and Pro Plans: EOD trailing: the drawdown level only updates at the end of each trading day based on the closing balance. Intraday highs do not move the drawdown level during the evaluation.
Builder Plan: EOD trailing: the MLL only adjusts after the market closes each session, based on where the account closed.
Drawdown Lock
Flex, Rapid, and Pro Plans: The EOD trailing drawdown locks once it reaches the starting balance plus $100. For example, on a $50,000 evaluation, the drawdown level stops trailing once it reaches $50,100. From that point it no longer moves regardless of further profits.
Builder Plan: The MLL locks permanently once it reaches $100 above the starting balance. From that point it does not trail further.
Consistency Rule (Evaluation)
Flex, Rapid, and Pro Plans: A 50% consistency rule applies during the evaluation stage for all account sizes. No single day’s profit may exceed 50% of total evaluation profits made. Exceeding the 50% threshold does not immediately breach the account; traders who hit more than 50% of their total profit target in one day must simply trade additional days until the consistency requirement is satisfied.
Pro Plan One Day Add-On: No consistency rule applies.
Builder Plan: No consistency rule applies during the evaluation stage.
Minimum Trading Days
All plans: A minimum of 2 trading days is required to pass the evaluation, with the exception of the Builder Plan (1 day) and the Pro Plan One Day Add-On (can be passed in 1 day).
| Plan | Minimum Trading Days |
|---|---|
| Rapid | 2 days |
| Flex | 2 days |
| Pro (standard) | 2 days |
| Pro (One Day Add-On) | 1 day |
| Builder | 1 day |
Time Limit
No time limit applies to the evaluation on any plan. Traders may take as long as they need to pass, subject to ongoing monthly subscription billing.
Position Size & Contract Limits
Rules differ across account lines, as shown in the tables below.
Flex Plan (evaluation):
| Account Size | Max Contracts |
|---|---|
| $25,000 | 3 mini / 30 micro |
| $50,000 | 5 mini / 50 micro |
Rapid Plan (evaluation):
| Account Size | Max Contracts |
|---|---|
| $25,000 | 3 mini / 30 micro |
| $50,000 | 5 mini / 50 micro |
| $100,000 | 10 mini / 100 micro |
| $150,000 | 15 mini / 150 micro |
Pro Plan (evaluation):
| Account Size | Max Contracts |
|---|---|
| $50,000 | 3 mini / 30 micro |
| $100,000 | 6 mini / 60 micro |
| $150,000 | 9 mini / 90 micro |
Builder Plan (evaluation):
Both configurations: 4 mini / 40 micro.
Scaling rules are not present during the evaluation stage on any plan.
Activation Fee
All MFFU plans carry a $0 activation fee. There is no payment required at the evaluation-to-funded transition for any plan or account size. This applies to Rapid, Flex, Pro, and Builder plans without exception.
Funded Account Rules
All MFFU funded accounts operate in a simulated environment. The funded account is referred to as the “Sim Funded” stage. Rules at the funded stage differ significantly across plan families and are covered separately below.
Drawdown Rules (Funded)
Trailing Drawdown Values
Rules differ across account lines, as shown in the tables below.
Rapid Plan (Sim Funded):
The Rapid Plan uses intraday trailing drawdown at the Sim Funded stage. The maximum loss distance from the equity high-water mark is as follows:
| Account Size | Max Loss Distance from HWM |
|---|---|
| $25,000 | $1,000 |
| $50,000 | $2,000 |
| $100,000 | $3,000 |
| $150,000 | $4,500 |
The Sim Funded account begins at an initial balance of $0, meaning the account may go into a negative balance until the Max Loss Limit trails up to $0 or above.
Flex Plan (Sim Funded):
The Flex Plan uses EOD trailing drawdown at the Sim Funded stage. The maximum loss limit values are:
| Account Size | Maximum Loss Limit (EOD) |
|---|---|
| $25,000 | $1,000 |
| $50,000 | $2,000 |
The Sim Funded account begins at an initial balance of $0.
Pro Plan (Sim Funded):
The Pro Plan uses EOD trailing drawdown at the Sim Funded stage. The maximum loss limit values are:
| Account Size | Maximum Loss Limit (EOD) |
|---|---|
| $50,000 | $2,000 |
| $100,000 | $3,000 |
| $150,000 | $4,500 |
Builder Plan (Sim Funded):
The Builder Plan uses EOD trailing drawdown at the Sim Funded stage. The MLL values match the configuration selected at checkout:
| Configuration | Maximum Loss Limit (EOD) |
|---|---|
| Builder – Default | $2,000 |
| Builder – Add-On | $1,500 |
The Sim Funded account begins at an initial balance of $0.
Daily Loss Limit
Rapid Plan: No daily loss limit applies at the Sim Funded stage.
Flex Plan: No daily loss limit applies at the Sim Funded stage.
Pro Plan: No daily loss limit applies at the Sim Funded stage.
Builder Plan: A $1,000 soft pause daily loss limit applies at the Sim Funded stage for both configurations, matching the evaluation stage.
Drawdown Calculation Method
Rapid Plan (Sim Funded): Intraday trailing: the drawdown level moves in real time as unrealized or realized profit grows during the session. Intraday highs set the high-water mark and the drawdown level trails upward accordingly throughout the trading day.
Flex Plan (Sim Funded): EOD trailing: the drawdown level only updates at the end of each trading day based on the closing balance. Intraday highs do not move the drawdown level.
Pro Plan (Sim Funded): EOD trailing: the drawdown level only updates at end of day.
Builder Plan (Sim Funded): EOD trailing: the MLL only adjusts after the market closes each session. Open equity losses are counted when determining whether the account has breached the rule at the end of the trading day.
Drawdown Lock
Rapid Plan: Once the intraday trailing Max Loss reaches $100, it locks there permanently. From that point the drawdown no longer trails and the trader must always maintain at least $100 in the account. If the balance drops below $100, the account is breached.
Flex Plan: After the first payout is taken, the Maximum Loss Limit moves to $100 and remains static from that point. Prior to the first payout, the drawdown trails EOD as described above.
Pro Plan: After the first payout, the MLL becomes static at the following levels:
| Account Size | MLL After First Payout |
|---|---|
| $50,000 | $50,100 (static) |
| $100,000 | $100,100 (static) |
| $150,000 | $150,100 (static) |
Builder Plan: The MLL locks permanently once it reaches $100 above the starting balance ($0), meaning it locks at $100. From that point it does not trail further.
Consistency Rule (Funded)
Rapid Plan: No consistency rule applies at the Sim Funded stage. There is no consistency requirement to qualify for payouts.
Flex Plan: No consistency rule applies at the Sim Funded stage. Payout eligibility is governed by a winning days requirement (see Payout Rules below), not a consistency percentage.
Pro Plan: No consistency rule applies at the Sim Funded stage.
Builder Plan: A 50% consistency rule applies to payout eligibility at the Sim Funded stage. The single largest profit day in a payout cycle cannot account for more than 50% of total profits in that cycle. This calculation resets after each approved payout.
Position Size & Contract Limits (Funded)
Rules differ across account lines, as shown in the tables below.
Rapid Plan (Sim Funded):
| Account Size | Max Contracts |
|---|---|
| $25,000 | 3 mini / 30 micro |
| $50,000 | 5 mini / 50 micro |
| $100,000 | 10 mini / 100 micro |
| $150,000 | 15 mini / 150 micro |
These are fixed contract limits; there is no scaling plan within the Rapid Sim Funded stage.
Flex Plan (Sim Funded):
The Flex Plan uses a scaling plan at the Sim Funded stage. Contract limits increase as the account balance grows:
| Account Size | Balance Range | Max Contracts |
|---|---|---|
| $25,000 | $0 – $749 | 1 mini / 10 micro |
| $25,000 | $750 – $999 | 2 mini / 20 micro |
| $25,000 | $1,000+ | 3 mini / 30 micro |
| $50,000 | $0 – $1,499 | 2 mini / 20 micro |
| $50,000 | $1,500 – $1,999 | 3 mini / 30 micro |
| $50,000 | $2,000+ | 5 mini / 50 micro |
Pro Plan (Sim Funded):
The following contract limits apply at the Pro Plan Sim Funded stage and differ from the evaluation stage:
| Account Size | Max Contracts |
|---|---|
| $50,000 | 5 mini / 5 micro |
| $100,000 | 10 mini / 10 micro |
| $150,000 | 15 mini / 15 micro |
Note: The micro figures listed above are unusually low relative to the mini figures. Traders should confirm the Pro Plan Sim Funded micro contract limits with MFFU directly before trading.
Builder Plan (Sim Funded):
Both configurations: 4 mini / 40 micro. No scaling plan applies; contract limits are fixed throughout the Sim Funded stage.
Cross-instrument position rules apply across all plans and account sizes. Orders exceeding the allowed contract size for a single instrument are automatically rejected. Combining different instruments (e.g., 2 minis and 20 micros simultaneously on a $50k Rapid account) may technically execute but is not permitted and can lead to an account breach.
Profit Split
Rules differ across account lines, as shown in the table below.
| Plan | Profit Split (Trader / Firm) |
|---|---|
| Rapid (Sim Funded) | 90% / 10% |
| Flex (Sim Funded) | 80% / 20% |
| Pro (Sim Funded) | 80% / 20% |
| Builder (Sim Funded) | 80% / 20% |
Payout Rules
Rules differ significantly across plans. Each plan is covered separately.
Rapid Plan Payout Rules
First Payout Requirements
The first payout on the Rapid Sim Funded account becomes available exactly 24 hours after the first trade on the account, provided the buffer requirement has been met and the minimum payout amount is satisfied. There is no minimum number of trading days requirement.
Payout buffer requirements by account size:
| Account Size | Required Buffer |
|---|---|
| $25,000 | $1,100 |
| $50,000 | $2,100 |
| $100,000 | $3,100 |
| $150,000 | $4,600 |
The buffer must be built in realized profits in the account before any payout can be requested.
Subsequent Payout Requirements
No change from first payout conditions. The buffer requirement does not reset or change after subsequent payouts.
Payout Frequency
Daily, every 24 hours.
Payout Buffer
See First Payout Requirements above. The buffer is a cumulative realized profit threshold that must be reached before any payout can be initiated.
Daily Progression Rule
No daily progression rule applies on the Rapid Plan.
Payout Caps & Limits
- Minimum payout request: $500
- Maximum payout: no per-request cap is published for the Rapid Sim Funded stage.
Flex Plan Payout Rules
First Payout Requirements
Traders become eligible for a payout after completing 5 winning days that each meet the minimum daily net profit threshold. There is no buffer zone; the winning days requirement is the qualifying condition.
Winning day thresholds by account size:
| Account Size | Required Winning Days | Minimum Net PNL Per Day |
|---|---|---|
| $25,000 | 5 days | $100 |
| $50,000 | 5 days | $150 |
In addition to the winning days requirement, total net profit since the last payout must be at least:
| Account Size | Minimum Net Profit Between Payouts |
|---|---|
| $25,000 | $250 |
| $50,000 | $500 |
The 5 winning days and the net profit threshold must both be satisfied simultaneously.
Subsequent Payout Requirements
Same conditions as the first payout: 5 qualifying winning days and the minimum net profit threshold since the last payout. After the first payout, the Maximum Loss Limit moves to $100 and becomes static.
Payout Frequency
Payout frequency is milestone-based rather than calendar-based. A new cycle begins after each approved payout; the trader must then accumulate 5 new qualifying winning days and the minimum net profit before the next request.
Payout Buffer
No buffer zone applies to the Flex Plan. The winning days and net profit thresholds serve as the qualifying mechanism instead.
Daily Progression Rule
No daily progression rule applies on the Flex Plan.
Payout Caps & Limits
Rules differ by account size:
| Account Size | Minimum Payout | Maximum Per Request |
|---|---|---|
| $25,000 | $250 | 50% of net profits, up to $3,000 |
| $50,000 | $250 | 50% of net profits, up to $5,000 |
Each payout request draws a maximum of 50% of net profits. The remaining 50% of profits must remain in the account. After the 80/20 profit split, the trader receives 80% of the requested amount.
Pro Plan Payout Rules
First Payout Requirements
The first payout becomes available 14 calendar days from the day of the first trade, provided the payout buffer has been cleared.
Payout buffer requirements by account size:
| Account Size | Buffer Requirement |
|---|---|
| $50,000 | $2,100 |
| $100,000 | $3,100 |
| $150,000 | $4,600 |
Before reaching the full buffer, a one-time early withdrawal is permitted: up to 60% of profits can be withdrawn, with a minimum of $1,000. The remaining 40% stays in the account for continued trading.
Subsequent Payout Requirements
After the first payout, conditions remain the same: the buffer must remain cleared and payout requests can be submitted every 14 calendar days from the first trade.
Payout Frequency
Every 14 calendar days from the day of first trade, subject to the inactivity rule (at least one trade every 7 calendar days must be maintained).
Payout Buffer
See First Payout Requirements above. The buffer is expressed as the starting account balance plus a fixed amount ($2,100, $3,100, or $4,600 depending on account size). The account balance must exceed this level before a payout request can be submitted.
Daily Progression Rule
No daily progression rule applies on the Pro Plan.
Payout Caps & Limits
| Account Size | Minimum Payout | Maximum Payout (Per User) |
|---|---|---|
| $50,000 | $1,000 | $100,000 |
| $100,000 | $1,000 | $100,000 |
| $150,000 | $1,000 | $100,000 |
The $100,000 maximum payout is a cumulative cap per user across the sim funded stage. Profits in excess of $100,000 may be transitioned to a live account balance (see Live Account Pathway).
Builder Plan Payout Rules
First Payout Requirements
The payout buffer must be fully cleared before any request can be submitted. The buffer equals the MLL plus $100:
| Configuration | Buffer |
|---|---|
| Builder – Default ($2,000 MLL) | $2,100 |
| Builder – Add-On ($1,500 MLL) | $1,600 |
After clearing the buffer, the trader must have at least $500 in net profit above the buffer, must have traded on at least 2 trading days in the current cycle, and the 50% consistency rule must be satisfied.
Subsequent Payout Requirements
At least $500 in net profit since the last approved payout. The 2-day trading requirement and 50% consistency rule apply to each cycle. Maximum 5 sim payouts total.
Payout Frequency
Milestone-based: a new cycle begins after each approved payout. Payouts are available every 48 hours based on the plan description, subject to meeting all cycle requirements.
Payout Buffer
See First Payout Requirements above.
Daily Progression Rule
No daily progression rule applies on the Builder Plan.
Payout Caps & Limits
| Configuration | Minimum Payout | Maximum Per Cycle | Max Sim Payouts |
|---|---|---|---|
| Builder – Default | $500 | $2,000 | 5 |
| Builder – Add-On | $500 | $2,000 | 5 |
The Builder Plan is limited to 5 total sim funded payouts. After the 5th approved payout, the trader is eligible for promotion to a live funded account.
Scaling Plan
Rapid Plan: No scaling plan at the Sim Funded stage. Contract limits are fixed as described in Position Size & Contract Limits (Funded) above.
Flex Plan: The Flex Plan uses a 3-tier scaling structure at the Sim Funded stage. Contract limits increase automatically as the account balance grows through defined thresholds. See the Position Size & Contract Limits (Funded) table above for full tier details.
Pro Plan: No scaling plan applies at the Sim Funded stage. Contract limits are fixed at the values shown in the Position Size & Contract Limits (Funded) table above.
Builder Plan: No scaling plan at the Sim Funded stage. Contract limits are fixed at 4 mini / 40 micro for both configurations throughout the funded stage.
Live Account Pathway
All 4 plan families offer a pathway to a live funded account, though the transition mechanisms differ.
Rapid Plan: Live Pathway
Two triggers can move a Rapid Sim Funded trader to a live account: generating $10,000 in net profit within a single trading day (automatic transition), or being approved by the Risk Management Team following consistent payout performance (discretionary). Final transition approval for the performance-based pathway remains at the Risk Management Team’s sole discretion.
Upon transition, up to $5,000 of Sim Funded profits are allocated to a Reserve Program balance. The Sim Funded account is placed in dormant status. All additional sim trading and new account purchases are suspended during live account operation.
Live account parameters differ by account size:
| Parameter | Rapid 25k | Rapid 50k | Rapid 100k | Rapid 150k |
|---|---|---|---|---|
| Initial Balance | $0 | $0 | $0 | $0 |
| Max Loss Limit | $1,000 | $2,000 | $3,000 | $4,500 |
| Drawdown Type | EOD trailing | EOD trailing | EOD trailing | EOD trailing |
| Drawdown Lock | Stops at $0 | Stops at $0 | Stops at $0 | Stops at $0 |
| Max Contracts | 2 mini / 20 micro | 4 mini / 40 micro | 6 mini / 60 micro | 8 mini / 80 micro |
| Payout Frequency | Daily | Daily | Daily | Daily |
Reaching the Maximum Loss Limit results in immediate live account closure. The Reserve Program balance is used to offset any negative live account balance upon closure. Remaining Reserve funds are re-deposited into the dormant Sim Funded account for withdrawal. A 21-day cooldown period applies following live account closure due to Maximum Loss breach, during which all Sim Funded trading, new evaluations, and account resets are prohibited.
Flex Plan: Live Pathway
A Flex trader transitions to a live account upon reaching any of the following: 5 consecutive payouts on the same account (achievable on up to 3 accounts for the 50k Flex and up to 5 accounts for the 25k Flex), reaching a total sim cap of $100,000 in the account, or consistent performance at the Risk Management Team’s discretion.
Live account parameters:
| Parameter | 25k Flex | 50k Flex |
|---|---|---|
| Initial Balance per Account | $1,000 | $2,000 |
| Minimum Balance | $156 | $156 |
| Drawdown Type | EOD trailing | EOD trailing |
| Daily Loss Limit | None | None |
| Max Contracts | 2 mini / 20 micro | 4 mini / 40 micro |
| Minimum Payout | $250 | $250 |
Traders cannot trade sim and live simultaneously. A 21-day cooldown period applies following live account closure due to Maximum Loss breach.
Pro Plan: Live Pathway
Pro Plan traders are reviewed for live transition after achieving 3 consecutive payouts, reaching a $20,000 profit milestone (which triggers a review but does not guarantee transition), or at the Risk Management Team’s discretion.
Profits in excess of the $100,000 sim payout cap may be transitioned to the live account balance up to plan-specific limits:
| Account Size | Max Live Account Funding | Daily Loss Limit Range | Max Contracts Range |
|---|---|---|---|
| $50,000 | $2,000 – $5,000 | $700 – $1,800 | 2 – 4 |
| $100,000 | $3,000 – $7,500 | $1,000 – $2,000 | 3 – 5 |
| $150,000 | $4,000 – $10,000 | $1,300 – $3,000 | 4 – 6 |
Traders may also allocate a portion of their payout to their live account balance up to the live account funding maximum. The live account drawdown is static, set at $140 as the minimum balance. Payout frequency on the live account is daily, with a minimum payout of $250.
After completing 20 winning days (each with a minimum profit of 4% of the initial balance) and receiving 3 payouts, the initial balance is unlocked for withdrawal down to a maximum of $140.
Traders cannot trade sim and live simultaneously on the Pro Plan.
Builder Plan: Live Pathway
A Builder trader is eligible for live account promotion after completing 5 approved sim payouts. There is a maximum of 1 live account per user.
Live account parameters:
| Parameter | Builder – Default | Builder – Add-On |
|---|---|---|
| Drawdown | $2,000 EOD trailing | $1,500 EOD trailing |
| Max Loss Lock | Static once MLL reaches $0 | Static once MLL reaches $0 |
| Profit Split (Live) | 80% / 20% | 80% / 20% |
| Payout Frequency | Daily | Daily |
| Daily Loss Limit | $1,000 | $1,000 |
| Consistency Rule (Live) | None | None |
A 21-day cooldown period applies following live account closure due to Maximum Loss breach.
Trading Rules & Restrictions
Permitted Instruments
MFFU supports trading in standardized futures contracts listed on regulated U.S. futures exchanges: CME, CBOT, NYMEX, and COMEX. The full instrument list includes equity index futures (ES, MES, NQ, MNQ, YM, MYM, RTY, M2K), currency futures (6A, 6B, 6C, 6E, 6J, 6N, 6S), energy futures (CL, QM, MCL, HO, RB), agricultural futures (ZC, ZS, ZM, ZL, ZW, HE, LE), metals futures (MGC, SIL, PL), and crypto futures (MBT, MET). Micro Bitcoin (MBT) is treated as a mini contract for position sizing purposes.
The following products are currently restricted from trading due to market volatility: Gold (GC), Silver (SI), Copper (HG), Platinum (PL), Natural Gas (NG), and E-Mini Natural Gas (QG).
Equities, equity options, cryptocurrencies (spot), CFDs, and OTC products are not available on any MFFU plan.
Trading Hours & Overnight Policy
Trading is permitted from 6:00 PM EST (Globex open) through 4:10 PM EST the following day, spanning the overnight session and the full U.S. trading day.
At 4:10 PM EST on regular trading days, MFFU’s systems automatically close any open positions on all accounts (evaluation and Sim Funded). Traders are not breached for this auto-liquidation on live accounts; on evaluation and Sim Funded accounts, failing to close positions before 4:10 PM EST can result in account breach if market conditions cause a rule violation.
During holiday trading hours, auto-liquidation does not occur at the half-day market close. Traders are responsible for closing all positions before the market closes on holiday sessions. Failure to do so results in account breach on both evaluation and Sim Funded accounts.
Overnight position holding is permitted up to the 4:10 PM EST cutoff. There is no restriction on holding positions through the overnight session.
News Trading Policy
The news trading policy differs between the evaluation stage and the Sim Funded stage.
Evaluation stage: T1 news trading is permitted on all plans during the evaluation stage.
Sim Funded stage: T1 news trading is prohibited on Rapid Sim Funded and Pro Sim Funded accounts. T1 news trading is permitted on Flex Sim Funded accounts (25k and 50k) and on all Builder Sim Funded accounts.
For all accounts at all stages, the following standard protocols apply to all news releases:
- No positions or orders (including limit orders) may be active 2 minutes before or 2 minutes after any data release.
- Trading strategies that exploit immediate news bursts (e.g., straddles, strangles) are prohibited.
- Masking news trades as standard strategies is prohibited.
Tier 1 news events include: FOMC Meetings, FOMC Minutes, Employment Report, and CPI (for all traders); EIA reports (for energy traders); and Agricultural Reports (for agricultural traders).
News trading is allowed on live accounts for all plan families, though the firm heavily cautions against it due to slippage, poor fills, and execution risks.
Expert Advisors & Copy Trading
Expert Advisors: Automated trading strategies are permitted, provided they do not exploit favorable fills in the simulated environment. High-frequency trading is not allowed on any plan. Custom automated tools tailored to a trader’s own settings are permitted as long as they don’t aim to exploit the simulated fill algorithm.
Copy Trading: Copy trading is allowed across all account types and stages. MFFU’s preferred partner is Tradesyncer, a cloud-based futures trade copier compatible with all MFFU accounts via dxFeed and Tradovate connectivity. Tradovate users can also use the platform’s built-in group copier feature. External copy trading solutions are also permitted.
Traders engaging in copy trading assume full responsibility for all consequences. MFFU disclaims liability for issues arising from copy trading software and is not obligated to provide technical support or account resets related to copy trading activities.
Copying trades between different individual traders’ accounts is prohibited. Each individual trader must maintain their own trading activity: entering, exiting, and cancelling their own executions.
Prohibited Practices
The following trading behaviors are explicitly prohibited and may result in account termination, profit confiscation, or a ban from all MFFU services:
- Hedging of any kind, defined as simultaneously holding buy and sell positions on the same underlying asset (e.g., E-Mini NQ and Micro NQ share the same underlying NQ)
- High-frequency trading
- Simultaneously placing multiple limit orders at the same price to manipulate order fills
- Initiating trades to profit from isolated fills in gapped or illiquid markets
- Exploiting the absence of slippage or utilizing tight brackets to gain from favorable fills
- Collaborative trading, defined as executing identical or opposite strategies across unconnected accounts
- Exceeding maximum contract limits through cross-instrument positioning (e.g., holding 2 minis and 20 micros simultaneously when the account limit is 2 mini equivalent)
- Trading within 2% of a CME price limit on Sim Funded and Live Funded accounts
- Allowing another person to trade the account at any stage
- Sharing a device with another MFFU trader
Breaching these rules can result in: immediate account termination, profit confiscation, forfeiture of payout eligibility, and a permanent ban from MFFU services.
Additional Rules
Inactivity Rule
The inactivity rule applies only to Sim Funded accounts (not evaluations or live accounts). Traders must place at least 1 trade every 7 calendar days to keep a Sim Funded account active. Violating the inactivity rule results in account breach on the Sim Funded account.
There is no inactivity rule during the evaluation stage. There is no inactivity rule on live accounts.
Cross-Instrument Policy
Position limits apply on a total underlying-asset basis, not per instrument. Combining minis and micros across the same underlying (e.g., 2 E-Mini NQ and 20 Micro NQ simultaneously on a plan with a 2-contract limit) is not permitted even though the order may technically execute. Violations are treated as rule breaches.
2% Price Limit Rule
On Sim Funded and Live Funded accounts, MFFU prohibits trading when a product is within 2% of a CME price limit. For equity products (ES, MES, NQ, MNQ, RTY, M2K, YM, MYM), the overnight price limit is 5%, which is 2% below the CME 7% limit, making the effective cutoff 5% overnight. Traders are responsible for monitoring the % Net Change on their platform to comply with this rule.
Maximum Account Allocation Limits
Traders may hold a maximum of 10 active Evaluation Accounts at any time.
For Sim Funded accounts: traders may hold up to 5 active Sim Funded accounts when holding only $25k and/or $50k account sizes. If any $100k or $150k Sim Funded account is held, the maximum across all Sim Funded accounts is 3. Effective March 24th, 2025, the maximum for 50k Flex Sim Funded plans is 3 (traders who had 50k Flex sim funded plans before March 24th are grandfathered in at 5).
For the Builder Plan, only 1 Sim Funded account may be active per user at any time.
Account Ownership Rules
Accounts must be purchased and traded exclusively by the registered account owner. The card used for purchase must be in the account holder’s name and registered to a matching billing address. Forex cards and prepaid cards are not accepted. Using another person’s card or allowing another person to trade the account results in permanent account termination with no eligibility for refunds or payouts.
Trading Platforms
Available Platforms
MFFU supports multiple third-party trading platforms. Traders select their preferred platform from the MFFU dashboard. The supported platforms are:
- Tradovate: web-based platform; supports the built-in group copier feature for copy trading
- NinjaTrader: desktop platform connecting via NinjaTrader’s simulation account type
- TradingView: chart-based trading via Tradovate integration (requires Tradovate add-on activation)
- Volumetrica (VolSys / VolBook): desktop and web-based volumetric/order flow analysis platforms using dxFeed
- Quantower: desktop platform connecting via dxFeed
- DEEPCHART / DEEPDOM (Volsys/Volbook): desktop platform connecting via dxFeed
- ATAS: desktop platform connecting via dxFeed (requires separate ATAS registration for platform license)
MFFU is not locked to a proprietary platform. All platforms connect to either the Tradovate infrastructure or the dxFeed data infrastructure. There is no single platform requirement; traders can switch between supported platforms.
Data Feeds & Connectivity
Two data feed paths are available depending on platform:
Tradovate path: Used by Tradovate and TradingView. Traders log in via the Tradovate website and sign a market data agreement to activate live data access.
dxFeed path: Used by Volumetrica, Quantower, DEEPCHART/DEEPDOM, and ATAS. Traders connect using MFFU credentials sent via email and select “Propfirm” or “MFFU” as the server/connection within their platform.
Only CME, COMEX, CBOT, and NYMEX exchange data is supported across all platforms. Traders cannot add data from other exchanges.
Billing & Account Management
Subscription Model
All MFFU plans operate on a monthly subscription basis. Billing renews automatically every 30 days unless the subscription is cancelled before the next billing date. The monthly subscription cost also serves as the reset fee for evaluation accounts; the price is the same for both.
When an account renews, evaluation progress carries over if the account is not in breached status; gains and losses are not reset automatically. If the evaluation account is in breached status at the time of rebilling, it is automatically reactivated and its balance is restored to the initial balance at no extra charge. A reset credit is provided at the first renewal if the evaluation account is not in breach at the time of rebilling.
Cancelling a subscription ends access to all MFFU dashboards and services immediately. Once an evaluation account is cancelled, it is no longer eligible for a reset even if the cancellation date is in the future.
Refund policy: a full refund is available if no trades have been placed after account purchase, requested within 14 days of purchase. Crypto purchases are non-refundable due to AML compliance requirements.
Resets
An account reset manually restores an evaluation account to its original state, regardless of whether the account is in breach or not. A reset restores the account balance to its initial starting balance and resets all progress including gains and losses. It does not extend the billing cycle; the billing date remains tied to the original subscription.
Evaluation reset fees are identical to the monthly subscription fee for each plan and account size. See the pricing tables in Account Types & Pricing for exact figures.
For Flex Plan Sim Funded accounts, a separate Sim Funded Reset product exists (distinct from evaluation resets). This allows a trader whose Sim Funded account was breached before any payout to reactivate the same Sim Funded account without restarting the evaluation. The reset window is 7 calendar days from the time the Sim Funded account closes. Reset fees:
- 25k Flex Sim Funded Reset: $399 per reset; up to 2 resets per account
- 50k Flex Sim Funded Reset: $499 per one source and $599 per another; traders should confirm the current price with MFFU directly.
Sim Funded Resets are not available for the Rapid, Pro, or Builder plans.
Payouts & Withdrawals
Payment Methods
Payouts are processed through Riseworks, MFFU’s payment platform partner. Traders must create a Riseworks account to receive payouts. Two withdrawal methods are available through Riseworks:
- Bank transfer (ACH/direct deposit)
- Cryptocurrency
No fees are listed for either withdrawal method.
On live accounts, payout requests must be submitted before 11:00 AM EST to be processed the same day. Requests submitted after this cutoff are processed the following business day. Live account payouts are processed once per day by MFFU’s partner FCM; multiple payout requests in a single day are not possible.
Processing Times
For Sim Funded accounts, MFFU states that most payout requests are approved instantly. If a manual review is required, processing takes up to 6–12 business hours on weekdays, excluding holidays.
For live accounts, traders receive an email confirming approval and a second email confirming payment once processed.
Tax & Eligibility Requirements
Traders must complete KYC (Know Your Customer) verification before trading a Sim Funded account. KYC is conducted once per person; only one profile can be verified per individual. Required documents include proof of identity (passport, national ID, or driving license), a live selfie or recording, and proof of address (dated within 3 months).
For payouts, traders complete the process through Riseworks. US-based traders who achieved payouts through ACH/Plaid direct bank transfer receive 1099 tax documents by mail.
Restricted Countries
A restricted countries list applies. Traders from the following countries are ineligible to open accounts or receive payouts: Afghanistan, Albania, Algeria, Angola, Bahamas, Barbados, Belarus, Bosnia & Herzegovina, Botswana, Bulgaria, Burkina Faso, Burma (Myanmar), Burundi, Cambodia, Cameroon, Central African Republic, China, Côte d’Ivoire, Crimea, Croatia, Cuba, Democratic Republic of Congo, Ecuador, Ethiopia, Ghana, Gibraltar, Haiti, Hong Kong, Iceland, Indonesia, Iran, Iraq, Jamaica, Jordan, Kosovo, Kenya, Laos, Lebanon, Liberia, Libya, Macedonia, Malaysia, Mali, Malta, Mauritius, Mexico, Mongolia, Montenegro, Mozambique, Namibia, Nicaragua, Nigeria, North Korea, Pakistan, Panama, Papua New Guinea, Philippines, Qatar, Romania, Russia, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sri Lanka, Sudan, Syria, Taiwan, Tanzania, Trinidad and Tobago, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, Venezuela, Vietnam, Yemen, Zimbabwe.
Traders vacationing in restricted countries may continue trading existing accounts but cannot purchase new accounts or resets during their stay.
Performance Statistics
My Funded Futures publishes the following program-wide performance data covering the period from January 1, 2024 to July 1, 2025 across all account tiers:
- 20.35% of evaluation accounts successfully completed all required objectives and satisfied all program criteria necessary to advance past the evaluation stage (single-attempt basis)
- 43.41% of all participants who began the evaluation process ultimately advanced to a simulated funded stage at some point following initial enrollment; this figure includes participants who purchased multiple evaluation programs and reflects cumulative results over time rather than single-session success rates
- 28.56% of participants who reached the simulated funded stage earned at least one payout
- 1.01% of individual participants trading in a simulated funded account were promoted to a live funded account
The firm notes that all performance results occurred solely within a simulated environment, that program criteria and market conditions may vary materially from one period to another, and that no inferences should be drawn about future participant results based on these figures.